Credit Analysts: salary, outlook & degrees
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Middle half $65,210–$122,460. 64,390 jobs.
BLS Occupational Employment and Wage Statistics, May 2025
81% hold a bachelor's or higher. Those with one: $71,364.
Census ACS 2020-2024 microdata, workers with at least a high school diploma; EducationGuide calculation
About 3,100 openings a year, including replacements.
BLS Employment Projections 2025-35
Considerable preparation (usually a bachelor's).
BLS; O*NET 31.0 job zone
Degrees that lead to this career
What workers ages 25-34 in this job studied, among those with a bachelor's or higher. This is what people actually did, not a requirement.
| Field of bachelor's degree | Share | Degree pages |
|---|---|---|
| Finance | 26% | Finance · Insurance |
| Accounting | 12% | Accounting |
| Business Management And Administration | 10% | Business Administration |
| Economics | 8% | Economics |
| General Business | 6% | Business |
| Mathematics | 4% | Mathematics |
| Marketing And Marketing Research | 2% | Marketing · Specialized Sales, Merchandising and Marketing Operations |
| Political Science And Government | 2% | Political Science |
| Agriculture Production And Management | 2% | Agricultural Business · Agriculture |
| General Engineering | 1% | Engineering |
Census ACS 2020-2024 microdata (ages 25-34, employed, bachelor's or higher; top 10 fields); EducationGuide calculation.
Education workers say the job requires
O*NET 31.0 survey of workers (“required level of education”); small samples, so treat shares as approximate.
Pay by state and metro
| State | Median wage |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
| Washington | $91,160 |
| Rhode Island | $85,920 |
| Illinois | $84,990 |
| Minnesota | $82,630 |
| Maine | $81,750 |
| Alaska | $81,340 |
| Colorado | $81,270 |
| Oregon | $80,380 |
| Pennsylvania | $80,280 |
| Alabama | $79,970 |
| Nebraska | $79,730 |
| Ohio | $79,720 |
| Idaho | $79,650 |
| Kentucky | $79,290 |
| Texas | $78,730 |
| Florida | $78,360 |
| Georgia | $77,990 |
| New Hampshire | $77,980 |
| South Carolina | $77,530 |
| Arizona | $77,020 |
| Iowa | $76,760 |
| Maryland | $75,390 |
| Oklahoma | $75,330 |
| Mississippi | $74,880 |
| North Dakota | $74,810 |
| Montana | $74,650 |
| Michigan | $74,640 |
| Utah | $74,430 |
| Louisiana | $73,210 |
| Kansas | $73,120 |
| Nevada | $73,090 |
| South Dakota | $73,040 |
| Tennessee | $72,550 |
| New Mexico | $72,160 |
| Arkansas | $71,370 |
| Vermont | $71,220 |
| Wisconsin | $68,690 |
| Missouri | $65,350 |
| Indiana | $62,660 |
| Wyoming | $62,210 |
| West Virginia | $57,320 |
| PR | $51,920 |
Florida metro areas
- Miami-Fort Lauderdale-West Palm Beach$77,750
- Tampa-St. Petersburg-Clearwater$78,940
- Jacksonville$83,160
- Orlando-Kissimmee-Sanford$78,120
- Tallahassee$65,690
- Cape Coral-Fort Myers$84,500
- Lakeland-Winter Haven$65,690
- Naples-Marco Island$82,980
Virginia metro areas
- Washington-Arlington-Alexandria$114,700
- Virginia Beach-Chesapeake-Norfolk$79,050
- Roanoke$81,680
- Winchester$102,740
- Richmond$105,430
California metro areas
- Los Angeles-Long Beach-Anaheim$95,640
- San Francisco-Oakland-Fremont$122,590
- San Diego-Chula Vista-Carlsbad$95,310
- San Jose-Sunnyvale-Santa Clara$129,240
- Sacramento-Roseville-Folsom$79,470
- Riverside-San Bernardino-Ontario$80,100
- Oxnard-Thousand Oaks-Ventura$85,530
- Fresno$73,900
BLS Occupational Employment and Wage Statistics, May 2025: median annual wage, all workers in the job. Metro areas: the largest by employment.
What the work takes
Top skills
- Critical Thinking
- Reading Comprehension
- Speaking
- Active Learning
- Active Listening
Knowledge used
- Economics and Accounting
- Mathematics
- English Language
- Law and Government
- Administrative
Work styles
- Attention to Detail
- Dependability
- Cautiousness
- Integrity
- Intellectual Curiosity
People in this job tend to have Conventional (organizing), Enterprising (leading), Investigative (analytical) interests.
O*NET 31.0 (U.S. Department of Labor, CC BY 4.0): skills and knowledge by importance; work styles; interest high points.
Credit Analysts: questions
How much do credit Analysts make?
Credit Analysts earn a U.S. median $83,510 a year; the middle half earn $65,210 to $122,460 (BLS, May 2025). Workers ages 25-34 in this job earn a median $67,032 (Census ACS 2020-2024).
Is credit Analysts a growing field?
BLS projects a decline of 4.3% from 2025 to 2035, with about 3,100 openings a year, including replacements.
What degree do you need to be a credit Analyst?
BLS lists the typical entry education as bachelor's degree. In O*NET's survey, 100% of workers say a bachelor's or higher is required. Among workers ages 25-34 with a bachelor's, the most common field of degree is finance (26%).
How much do credit Analysts make in Florida?
The median in Florida is $78,360 a year (BLS, May 2025), compared with $83,510 nationally.
Sources: Bureau of Labor Statistics (OEWS May 2025; Employment Projections 2025-35); O*NET 31.0 (U.S. Department of Labor, CC BY 4.0); U.S. Census Bureau ACS microdata. SOC 13-2041. Method
Data: JSON · Markdown · all careers
Cite this: “Credit Analysts: salary, outlook and degrees,” EducationGuide.com, https://educationguide.com/careers/credit-analysts.