University of North Carolina at Charlotte tuition, cost & net price

The sticker price at University of North Carolina at Charlotte is $23,010 a year for North Carolina residents. After grants and scholarships, students receiving federal aid pay $15,435 on average, and what your family pays depends mostly on income. Choose yours below.

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Yearly household income. Saved on this device only. No account needed.

What your family pays
$15,435 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $23,010. College Scorecard.

Net price by family income

Average after grants and scholarships for North Carolina residents receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusIn-stateOut-of-state
Tuition & fees$7,239$22,492
Housing & meals$13,864$13,864
Books & supplies$950$950
Personal & travel$2,644$2,644
Living-at-home adjustment−$1,687−$1,687
Total cost of attendance$23,010$38,263

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.

Debt after graduation

Median federal loan debt$16,500
Loan default rate4.4%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out29%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants34%Federal grants for lower-income students
Grants for the average aided student$7,575Sticker price minus average net price

College Scorecard

Need-based and merit aid at University of North Carolina at Charlotte

What University of North Carolina at Charlotte reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.

If you qualify for need-based aid

Share of need met, on average57%Of students awarded need-based aid; excludes parent and unsubsidized loans
Students with need who had all of it met7%161 of 2,294
Average need-based grant$10,898
Average aid package$12,315Grants, work-study and need-based loans

If you don't qualify for need-based aid

Average merit scholarship from the college$3,864Students with no financial need; excludes athletic awards and tuition benefits
Students without need who got one17%377 first-year students

Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.

University of North Carolina at Charlotte net price compared with other North Carolina colleges

University of North Carolina at Charlotte has the 16th-lowest average net price of 56 North Carolina colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
12Chowan University$14,08630%$38,412
13University of North Carolina School of the Arts$14,90678%$38,357
14Manna University$15,21080%—
15North Carolina Central University$15,35942%$42,968
16University of North Carolina at Charlotte$15,43569%$57,289
17East Carolina University$15,73963%$55,146
18Shaw University$16,51222%$34,409
19Appalachian State University$16,83675%$51,836
20North Carolina State University at Raleigh$17,30385%$68,758

College Scorecard, latest year. Average for all aided students; your price depends on income. All North Carolina colleges →

Why University of North Carolina at Charlotte costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
University of North Carolina at Charlotte80%$15,43569%$57,289This school
East Carolina University89%$15,73963%$55,146
Appalachian State University90%$16,83675%$51,836
Western Carolina University82%$13,31560%$49,458
University of North Carolina Wilmington64%$20,10971%$54,967

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

University of North Carolina at Charlotte would cost you $304 less per year than East Carolina University, on average.

  • Lower sticker price at University of North Carolina at Charlotte, mostly from a lower estimate for personal & travel costs (−$1,532).
  • East Carolina University gives aided families $553 more in grants, on average.
Per year, North Carolina residentUniversity of North Carolina at CharlotteECUDifference
Tuition & fees$7,239$7,361−$122
Books & supplies$950$1,794−$844
Housing & meals$13,864$11,000+$2,864
Personal & travel$2,644$4,176−$1,532
Living-at-home adjustment−$1,687−$464−$1,223
Sticker price$23,010$23,867−$857
Average grants−$7,575−$8,128+$553
You pay$15,435$15,739−$304

“+” means University of North Carolina at Charlotte costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

University of North Carolina at Charlotte cost questions

How much is tuition at University of North Carolina at Charlotte?

Tuition and fees are $7,239 a year for North Carolina residents and $22,492 for out-of-state students.

What is the total cost of attending University of North Carolina at Charlotte?

The total cost of attendance, including housing, meals, books and personal costs, is $23,010 a year for North Carolina residents living on campus and about $38,263 for out-of-state students.

What do families actually pay at University of North Carolina at Charlotte?

After grants and scholarships, students receiving federal aid pay $15,435 a year on average. Families earning $0–30k pay $10,357; $48–75k pay $13,690; $110k+ pay $21,761. These figures are for North Carolina residents.

Does University of North Carolina at Charlotte give merit scholarships?

For fall 2025, 377 full-time first-year students with no financial need received merit scholarships or grants from University of North Carolina at Charlotte, averaging $3,864 (Common Data Set 2025-26, excluding athletic awards). Students with need had 57% of it met on average.

How much debt do University of North Carolina at Charlotte graduates have?

The median federal loan debt at graduation is $16,500, and 4.4% of borrowers defaulted within three years of entering repayment (2017 cohort).

Is University of North Carolina at Charlotte the right fit for your family?

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to University of North Carolina at Charlotte overview