University of Toledo tuition, cost & net price

The sticker price at University of Toledo is $26,512 a year for Ohio residents. After grants and scholarships, students receiving federal aid pay $17,249 on average, and what your family pays depends mostly on income. Choose yours below.

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What your family pays
$17,249 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $26,512. College Scorecard.

Net price by family income

Average after grants and scholarships for Ohio residents receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusIn-stateOut-of-state
Tuition & fees$12,744$22,104
Housing & meals$14,652$14,652
Books & supplies$1,240$1,240
Personal & travel$4,040$4,040
Living-at-home adjustment−$6,164−$6,164
Total cost of attendance$26,512$35,872

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.

Debt after graduation

Median federal loan debt$14,750
Loan default rate7.0%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out29%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants27%Federal grants for lower-income students
Grants for the average aided student$9,263Sticker price minus average net price

State aid: Ohio residents with household income up to $96,000 and a Student Aid Index of 3,750 or less may receive an Ohio College Opportunity Grant: up to $4,000 a year at public university main campuses (less at regional campuses) in 2026-27. Not included in the prices above. Ohio Department of Higher Education, OCOG 2026-27 award memo (FA27-001)

College Scorecard

Need-based and merit aid at University of Toledo

What University of Toledo reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.

If you qualify for need-based aid

Share of need met, on average64%Of students awarded need-based aid; excludes parent and unsubsidized loans
Students with need who had all of it met14%152 of 1,057
Average need-based grant$14,639
Average aid package$16,150Grants, work-study and need-based loans

If you don't qualify for need-based aid

Average merit scholarship from the college$6,274Students with no financial need; excludes athletic awards and tuition benefits
Students without need who got one89%548 first-year students

Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.

University of Toledo net price compared with other Ohio colleges

University of Toledo has the 42nd-lowest average net price of 96 Ohio colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
38Ursuline College$16,16467%$56,878
39Ohio State University-Mansfield Campus$16,19715%$60,409
40University of Cincinnati-Blue Ash College$16,50816%$54,810
41Mount St. Joseph University$16,53056%$51,509
42University of Toledo$17,24957%$50,632
43Ohio State University$17,33988%$60,409
44Bowling Green State University-Firelands$17,48011%$47,896
45Mercy College of Ohio$17,98956%$65,409
46The Christ College of Nursing and Health Sciences$18,37856%$68,303

College Scorecard, latest year. Average for all aided students; your price depends on income. All Ohio colleges →

Why University of Toledo costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
University of Toledo92%$17,24957%$50,632This school
Cleveland State University91%$14,76451%$52,131
Youngstown State University84%$12,76750%$41,544
Wright State University96%$15,41542%$49,500
Bowling Green State University81%$24,02264%$47,896

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

University of Toledo would cost you $2,485 more per year than Cleveland State University, on average.

  • Lower sticker price at University of Toledo, mostly from more University of Toledo students living at home, which lowers its average (−$905).
  • Cleveland State University gives aided families $3,132 more in grants, on average.
Per year, Ohio residentUniversity of ToledoCleveland State UniversityDifference
Tuition & fees$12,744$12,988−$244
Books & supplies$1,240$900+$340
Housing & meals$14,652$14,760−$108
Personal & travel$4,040$3,770+$270
Living-at-home adjustment−$6,164−$5,259−$905
Sticker price$26,512$27,159−$647
Average grants−$9,263−$12,395+$3,132
You pay$17,249$14,764+$2,485

“+” means University of Toledo costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

University of Toledo cost questions

How much is tuition at University of Toledo?

Tuition and fees are $12,744 a year for Ohio residents and $22,104 for out-of-state students.

What is the total cost of attending University of Toledo?

The total cost of attendance, including housing, meals, books and personal costs, is $26,512 a year for Ohio residents living on campus and about $35,872 for out-of-state students.

What do families actually pay at University of Toledo?

After grants and scholarships, students receiving federal aid pay $17,249 a year on average. Families earning $0–30k pay $13,524; $48–75k pay $16,407; $110k+ pay $22,053. These figures are for Ohio residents.

Does University of Toledo give merit scholarships?

For fall 2025, 548 full-time first-year students with no financial need received merit scholarships or grants from University of Toledo, averaging $6,274 (Common Data Set 2025-26, excluding athletic awards). Students with need had 64% of it met on average.

How much debt do University of Toledo graduates have?

The median federal loan debt at graduation is $14,750, and 7.0% of borrowers defaulted within three years of entering repayment (2017 cohort).

Is University of Toledo the right fit for your family?

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to University of Toledo overview