Average after grants for all families receiving federal aid. Pick your income above.
Sticker price $34,549. College Scorecard.
Net price by family income
Average after grants and scholarships for Massachusetts residents receiving federal aid. Tap your band.
College Scorecard, latest reported year
Sticker price, line by line
| Per year, living on campus | In-state | Out-of-state |
|---|---|---|
| Tuition & fees | $17,772 | $40,449 |
| Housing & meals | $14,869 | $14,869 |
| Books & supplies | $1,000 | $1,000 |
| Personal & travel | $1,440 | $1,440 |
| Living-at-home adjustment | −$532 | −$532 |
| Total cost of attendance | $34,549 | $57,226 |
Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.
Debt after graduation
College Scorecard; Urban Institute Education Data Portal
Who gets aid
College Scorecard
Need-based and merit aid at University of Massachusetts-Amherst
What University of Massachusetts-Amherst reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.
If you qualify for need-based aid
If you don't qualify for need-based aid
Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.
University of Massachusetts-Amherst net price compared with other Massachusetts colleges
University of Massachusetts-Amherst has the 19th-lowest average net price of 67 Massachusetts colleges we cover. Schools around it:
| Rank | College | Avg. net price | Graduation | Earnings, 10 yrs |
|---|---|---|---|---|
| 15 | Harvard University | $19,066 | 98% | $101,817 |
| 16 | Massachusetts Institute of Technology | $20,111 | 96% | $143,372 |
| 17 | University of Massachusetts-Dartmouth | $20,927 | 52% | $68,804 |
| 18 | Massachusetts Maritime Academy | $21,582 | 74% | $82,392 |
| 19 | University of Massachusetts-Amherst | $22,383 | 83% | $71,631 |
| 20 | American International College | $23,274 | 46% | $53,124 |
| 21 | Amherst College | $23,367 | 94% | $77,644 |
| 22 | Hampshire College | $24,034 | 54% | $46,938 |
| 23 | Massachusetts College of Art and Design | $24,100 | 69% | $43,582 |
College Scorecard, latest year. Average for all aided students; your price depends on income. All Massachusetts colleges →
Why University of Massachusetts-Amherst costs more or less than similar schools
| School | Acceptance | You'd pay | Graduation | Earnings, 10 yrs | Price gap |
|---|---|---|---|---|---|
| University of Massachusetts-Amherst | 60% | $22,383 | 83% | $71,631 | This school |
| University of Massachusetts-Lowell | 83% | $17,163 | 65% | $64,874 | |
| Massachusetts College of Art and Design | 76% | $24,100 | 69% | $43,582 | |
| University of Massachusetts-Boston | 84% | $17,707 | 49% | $65,865 | |
| Westfield State University | 81% | $16,721 | 54% | $57,346 |
College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.
Why the price is different
University of Massachusetts-Amherst would cost you $5,220 more per year than University of Massachusetts-Lowell, on average.
- Higher sticker price at University of Massachusetts-Amherst, mostly from more University of Massachusetts-Lowell students living at home, which lowers its average (+$3,642).
- University of Massachusetts-Lowell gives aided families $1,457 more in grants, on average.
| Per year, Massachusetts resident | University of Massachusetts-Amherst | University of Massachusetts-Lowell | Difference |
|---|---|---|---|
| Tuition & fees | $17,772 | $16,966 | +$806 |
| Books & supplies | $1,000 | $1,200 | −$200 |
| Housing & meals | $14,869 | $15,424 | −$555 |
| Personal & travel | $1,440 | $1,370 | +$70 |
| Living-at-home adjustment | −$532 | −$4,174 | +$3,642 |
| Sticker price | $34,549 | $30,786 | +$3,763 |
| Average grants | −$12,166 | −$13,623 | +$1,457 |
| You pay | $22,383 | $17,163 | +$5,220 |
“+” means University of Massachusetts-Amherst costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.
University of Massachusetts-Amherst cost questions
How much is tuition at University of Massachusetts-Amherst?
Tuition and fees are $17,772 a year for Massachusetts residents and $40,449 for out-of-state students.
What is the total cost of attending University of Massachusetts-Amherst?
The total cost of attendance, including housing, meals, books and personal costs, is $34,549 a year for Massachusetts residents living on campus and about $57,226 for out-of-state students.
What do families actually pay at University of Massachusetts-Amherst?
After grants and scholarships, students receiving federal aid pay $22,383 a year on average. Families earning $0–30k pay $10,164; $48–75k pay $12,932; $110k+ pay $30,793. These figures are for Massachusetts residents.
Does University of Massachusetts-Amherst give merit scholarships?
For fall 2025, 1,972 full-time first-year students with no financial need received merit scholarships or grants from University of Massachusetts-Amherst, averaging $7,757 (Common Data Set 2025-26, excluding athletic awards). Students with need had 86% of it met on average.
How much debt do University of Massachusetts-Amherst graduates have?
The median federal loan debt at graduation is $20,000, and 1.9% of borrowers defaulted within three years of entering repayment (2017 cohort).
Is University of Massachusetts-Amherst the right fit for your family?
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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to University of Massachusetts-Amherst overview