Average after grants for all families receiving federal aid. Pick your income above.
Sticker price $24,936. College Scorecard.
Net price by family income
Average after grants and scholarships for Michigan residents receiving federal aid. Tap your band.
College Scorecard, latest reported year
Sticker price, line by line
| Per year, living on campus | In-state | Out-of-state |
|---|---|---|
| Tuition & fees | $12,930 | $30,450 |
| Housing & meals | $11,700 | $11,700 |
| Books & supplies | $1,120 | $1,120 |
| Personal & travel | $1,220 | $1,220 |
| Living-at-home adjustment | −$2,034 | −$2,034 |
| Total cost of attendance | $24,936 | $42,456 |
Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.
Debt after graduation
College Scorecard; Urban Institute Education Data Portal
Who gets aid
College Scorecard
Need-based and merit aid at Saginaw Valley State University
What Saginaw Valley State University reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.
If you qualify for need-based aid
If you don't qualify for need-based aid
Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.
Saginaw Valley State University net price compared with other Michigan colleges
Saginaw Valley State University has the 11th-lowest average net price of 48 Michigan colleges we cover. Schools around it:
| Rank | College | Avg. net price | Graduation | Earnings, 10 yrs |
|---|---|---|---|---|
| 7 | Jackson College | $7,761 | 16% | $36,898 |
| 8 | Ferris State University | $8,624 | 47% | $54,735 |
| 9 | Oakland University | $9,120 | 58% | $58,612 |
| 10 | University of Michigan-Dearborn | $9,492 | 58% | $59,649 |
| 11 | Saginaw Valley State University | $10,775 | 48% | $51,955 |
| 12 | Sacred Heart Major Seminary | $11,916 | 67% | $49,295 |
| 13 | Grace Christian University | $12,404 | 51% | $41,663 |
| 14 | Andrews University | $12,547 | 72% | $53,187 |
| 15 | Wayne State University | $12,766 | 58% | $53,493 |
College Scorecard, latest year. Average for all aided students; your price depends on income. All Michigan colleges →
Why Saginaw Valley State University costs more or less than similar schools
| School | Acceptance | You'd pay | Graduation | Earnings, 10 yrs | Price gap |
|---|---|---|---|---|---|
| Saginaw Valley State University | 72% | $10,775 | 48% | $51,955 | This school |
| University of Michigan-Flint | 70% | $7,007 | 40% | $53,230 | |
| Northern Michigan University | 84% | $14,085 | 52% | $47,107 | |
| University of Michigan-Dearborn | 56% | $9,492 | 58% | $59,649 | |
| Eastern Michigan University | 80% | $15,407 | 46% | $51,793 |
College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.
Why the price is different
Saginaw Valley State University would cost you $3,768 more per year than University of Michigan-Flint, on average.
- Higher sticker price at Saginaw Valley State University, mostly from more University of Michigan-Flint students living at home, which lowers its average (+$7,627).
- Saginaw Valley State University gives aided families $253 more in grants, on average.
| Per year, Michigan resident | Saginaw Valley State University | University of Michigan-Flint | Difference |
|---|---|---|---|
| Tuition & fees | $12,930 | $14,704 | −$1,774 |
| Books & supplies | $1,120 | $700 | +$420 |
| Housing & meals | $11,700 | $13,456 | −$1,756 |
| Personal & travel | $1,220 | $1,716 | −$496 |
| Living-at-home adjustment | −$2,034 | −$9,661 | +$7,627 |
| Sticker price | $24,936 | $20,915 | +$4,021 |
| Average grants | −$14,161 | −$13,908 | −$253 |
| You pay | $10,775 | $7,007 | +$3,768 |
“+” means Saginaw Valley State University costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.
Saginaw Valley State University cost questions
How much is tuition at Saginaw Valley State University?
Tuition and fees are $12,930 a year for Michigan residents and $30,450 for out-of-state students.
What is the total cost of attending Saginaw Valley State University?
The total cost of attendance, including housing, meals, books and personal costs, is $24,936 a year for Michigan residents living on campus and about $42,456 for out-of-state students.
What do families actually pay at Saginaw Valley State University?
After grants and scholarships, students receiving federal aid pay $10,775 a year on average. Families earning $0–30k pay $9,844; $48–75k pay $20,053; $110k+ pay $24,103. These figures are for Michigan residents.
Does Saginaw Valley State University give merit scholarships?
For fall 2025, 427 full-time first-year students with no financial need received merit scholarships or grants from Saginaw Valley State University, averaging $9,854 (Common Data Set 2025-26, excluding athletic awards). Students with need had 88% of it met on average.
How much debt do Saginaw Valley State University graduates have?
The median federal loan debt at graduation is $17,500, and 4.8% of borrowers defaulted within three years of entering repayment (2017 cohort).
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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to Saginaw Valley State University overview