Saginaw Valley State University

Saginaw Valley State University is a less selective public university in University Center, Michigan. It admits most applicants, graduates 48% of its students within six years, and its former students earn a median $51,955 ten years after starting college, more than 44% of the Michigan colleges we cover.

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Yearly household income. Saved on this device only. No account needed.

Acceptance rate
72%

More selective than 63% of Michigan colleges we cover.

College Scorecard, Fall 2024 entering class

What your family pays
$10,775 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $24,936. College Scorecard.

Graduation rate
48%

Higher than 31% of Michigan colleges we cover and 39% of colleges nationwide. U.S. median 54%.

Within 6 years · College Scorecard

Earnings after college
$51,955

Higher than 44% of Michigan colleges we cover and 46% of colleges nationwide. U.S. median $53,263.

Median, 10 years after starting · College Scorecard

Saginaw Valley State University acceptance rate & admissions

Of 10,222 applicants, Saginaw Valley State University admitted 7,450 and 1,292 enrolled (IPEDS, Fall 2023 entering class). The middle half of enrolled first-year students scored 920–1170 on the SAT or 18–26 on the ACT.

10,222
Applied
7,450
Admitted
1,292
Enrolled

IPEDS Admissions, Fall 2023 entering class

SAT total, middle 50% of first-years920–1170
ACT composite, middle 50% of first-years18–26
First-years who sent SAT scores85%
First-year students who return78%
Pell Grant recipients35%
First-generation students33%
Women / men63% / 37%

Test scores: College Scorecard, Fall 2024. Other figures: College Scorecard; IPEDS

Saginaw Valley State University tuition, cost & net price

What families actually pay per year, by income

Average net price after grants and scholarships for Michigan residents who receive federal aid. Tap your income band.

College Scorecard, latest reported year (in-state, federal aid recipients)

Sticker price (before aid)

Tuition & fees, in-state$12,930
Tuition & fees, out-of-state$30,450
Housing & meals, on campus$11,700
Books & supplies$1,120
Total cost of attendance, in-state$24,936

IPEDS 2023-24 cost items; total from College Scorecard

Median debt at graduation$17,500
Loan default rate4.8%3-year rate, 2017 repayment cohort

College Scorecard; Urban Institute Education Data Portal

Full cost breakdown, in-state vs out-of-state →

What Saginaw Valley State University costs to finish, and how fast it pays back

Graduates of Saginaw Valley State University took 4.8 years on average to finish, so the yearly price adds up to the total below. Payback compares former students' earnings with what high school graduates earn in Michigan. The figures follow your residency and income choices above.

Family incomeNet price / yrCost to finishYears to pay back
$0–30k$9,844$47,1532.5 years
$30–48k$19,711$94,4165.1 years
$48–75k$20,053$96,0545.2 years
$75–110k$18,879$90,4304.9 years
$110k+$24,103$115,4536.2 years

Cost to finish = yearly price × 4.8 years, the average time graduates took (19% finished in 4 years; students who entered fall 2017, IPEDS). Years to pay back = cost to finish ÷ the earnings gain: median earnings of former students 10 years after starting ($51,955) minus $33,411 for high school graduates ages 25-34 in MI (Census ACS 2020-2024), a gain of $18,544 a year. Before taxes, loan interest and earnings given up while in school. Method

College Scorecard (net price, earnings); IPEDS Graduation Rates (time to finish); U.S. Census Bureau ACS (high school earnings). Calculated by EducationGuide.

Best-value colleges in Michigan for your income →

Saginaw Valley State University majors, earnings & careers

Saginaw Valley State University offers 60 bachelor's majors across 11 areas. Earnings below are for this school's graduates of each major, four years after finishing.

  • Science & Math · 11
  • Business & Finance · 9
  • Social Sciences & Public Service · 9
  • Humanities & Languages · 8
  • Health & Medicine · 7
  • Arts & Design · 5
  • Education · 4
  • Engineering · 3
  • Technology & Computing · 2
  • Communications & Media · 1
  • Non-degree / basic skills · 1

Highest-earning majors at Saginaw Valley State University

MajorEarnings, 4 yrsMedian debt
Computer and Information Sciences$90,681$26,250
Electrical Engineering$90,482—
Mechanical Engineering$83,873$26,679
Nursing$81,103$28,000
Computer Systems Analysis$72,888—
Accounting$72,171$25,243
Rehabilitation / Therapy Sciences$70,081$18,500
Medical Laboratory Science$65,826$31,750
Quick list of all 60 majors
  • Accounting$72,171
  • Allied Health (Imaging / Therapy / Tech)—
  • Applied Mathematics—
  • Basic Skills and Developmental / Remedial Education—
  • Biochemistry—
  • Biological and Biomedical Sciences, Other—
  • Biology$54,038
  • Business$47,065
  • Business Administration$65,594
  • Business Economics—
  • Business, Management, Marketing, and Related Support Services, Other—
  • Chemistry—
  • Communications$53,825
  • Computer and Information Sciences$90,681
  • Computer Systems Analysis$72,888
  • Criminal Justice$59,042
  • Ecology and Evolutionary Biology—
  • Education—
  • Education (Elementary / Secondary)$48,561
  • Education (Subject Teaching)$49,761
  • Electrical Engineering$90,482
  • English$55,302
  • Environmental Science / Conservation—
  • Finance$65,610
  • Geography—
  • Graphic / Interior / Fashion Design$41,864
  • History$42,803
  • Industrial Production Technologies / Technicians—
  • Interdisciplinary Studies—
  • International / Global Studies—
  • International Business—
  • International Relations—
  • Kinesiology / Exercise Science$50,816
  • Legal Studies / Paralegal—
  • Liberal Arts / General Studies$55,558
  • Management Science / Analytics—
  • Marketing$58,783
  • Mathematics—
  • Mechanical Engineering$83,873
  • Medical Laboratory Science$65,826
  • Multi / Interdisciplinary Studies, Other—
  • Music—
  • Neuroscience—
  • Nursing$81,103
  • Physical Sciences, Other—
  • Physics—
  • Political Science—
  • Pre-Med / Pre-Health$53,376
  • Psychology$50,066
  • Public Administration—
  • Public Health—
  • Rehabilitation / Therapy Sciences$70,081
  • Social Work$56,961
  • Sociology—
  • Spanish / French / Romance Languages—
  • Special Education$50,078
  • Studio Art$42,270
  • Theatre—
  • Visual and Performing Arts, Other—
  • Writing$50,875

— means too few graduates to report earnings.

College Scorecard field of study, latest release

All majors by area with earnings 1 and 4 years out, and debt →

Nursing → Registered nurse

$95,160
Saginaw
$94,300
Michigan
$97,550
U.S.

Median annual wage for all workers in this job, not only new graduates. U.S. jobs projected to grow 5.6% from 2025 to 2035.

BLS Occupational Employment and Wage Statistics, May 2025; Employment Projections 2025-35

Social Work → Social worker

$58,700
Saginaw
$59,270
Michigan
$59,550
U.S.

Median annual wage for all workers in this job, not only new graduates. U.S. jobs projected to grow 4.4% from 2025 to 2035.

BLS Occupational Employment and Wage Statistics, May 2025; Employment Projections 2025-35

Living in Saginaw

Cost of living
9% below the U.S. average

Overall prices in the Saginaw, MI area.

BEA Regional Price Parities, 2024

Off-campus rent, 1 bedroom
$893/mo

2 bedrooms $1,141. Housing costs 36% below the U.S. average.

HUD Fair Market Rent, FY2027

Weather
30° / 82°

January and July average highs. 32 inches of rain a year, 49 inches of snow.

NOAA Climate Normals 1991-2020

Natural hazard risk
Relatively Moderate

Highest: tornado (relatively high); winter weather (very high).

FEMA National Risk Index, Saginaw County

Campus & students

Total enrollment (incl. graduate)6,889
First-year students from Michigan98%
Next most common home statesOhio, Illinois, Oregon
AthleticsNCAA Division II with football · 10 sports
Undergraduate degrees awarded, 2023-2499% bachelor's · 1% certificates
Campus typePrimarily residential
Student bodyWhite 76% · Black 8% · Hispanic 6% · Two or more 4%International 3%

IPEDS fall enrollment; Carnegie Classification; EADA via Urban Institute

Saginaw County at a glance

Population188,665
Median household income$60,622
Adults with a bachelor's degree24%
Median age41

U.S. Census Bureau, ACS 5-year 2024

Compare Saginaw Valley State University with similar schools

Similar public colleges in Michigan by selectivity, graduation rate and size. Tap “Why?” to see where the price difference comes from.

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
Saginaw Valley State University72%$10,77548%$51,955This school
University of Michigan-Flint70%$7,00740%$53,230
Northern Michigan University84%$14,08552%$47,107
University of Michigan-Dearborn56%$9,49258%$59,649
Eastern Michigan University80%$15,40746%$51,793

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

Saginaw Valley State University would cost you $3,768 more per year than University of Michigan-Flint, on average.

  • Higher sticker price at Saginaw Valley State University, mostly from more University of Michigan-Flint students living at home, which lowers its average (+$7,627).
  • Saginaw Valley State University gives aided families $253 more in grants, on average.
Per year, Michigan residentSaginaw Valley State UniversityUniversity of Michigan-FlintDifference
Tuition & fees$12,930$14,704−$1,774
Books & supplies$1,120$700+$420
Housing & meals$11,700$13,456−$1,756
Personal & travel$1,220$1,716−$496
Living-at-home adjustment−$2,034−$9,661+$7,627
Sticker price$24,936$20,915+$4,021
Average grants−$14,161−$13,908−$253
You pay$10,775$7,007+$3,768

“+” means Saginaw Valley State University costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

Common questions about Saginaw Valley State University

What is the Saginaw Valley State University acceptance rate?

Saginaw Valley State University accepts 72% of applicants (College Scorecard). In the latest IPEDS admissions year, 7,450 of 10,222 applicants were admitted. The middle half of enrolled first-year students scored 920–1170 on the SAT or 18–26 on the ACT.

How much does Saginaw Valley State University cost per year?

The sticker price (cost of attendance) is $24,936 a year for in-state students. After grants and scholarships, students receiving federal aid pay $10,775 a year on average; families earning $0–30k pay $9,844 and families earning $110k+ pay $24,103.

How much do Saginaw Valley State University graduates earn?

Former Saginaw Valley State University students earn a median $51,955 ten years after starting college, compared with a U.S. median of $53,263 across the colleges we cover.

What is the Saginaw Valley State University graduation rate?

48% of first-time, full-time students graduate within six years, and 78% return for their second year.

How long does a Saginaw Valley State University degree take to pay off?

For a family earning $48–75k, finishing at Saginaw Valley State University costs about $96,054 after grants ($20,053 a year for 4.8 years, the average time graduates took). Former students earn a median $51,955 ten years after starting, $18,544 more than high school graduates in Michigan ($33,411), so the cost is repaid in 5.2 years of that gain, before taxes and interest (EducationGuide calculation).

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Sources on this page: U.S. Department of Education College Scorecard and IPEDS; U.S. Census Bureau (ACS); Bureau of Labor Statistics (OEWS, Employment Projections); Bureau of Economic Analysis; HUD; NOAA; FEMA; Urban Institute Education Data Portal (ODC-By); Wikidata. “Colleges we cover” means colleges awarding bachelor's degrees to at least 100 undergraduates. Averages are not quotes; confirm costs with the school. How we score
Data: download this school's data (JSON) · Markdown · all datasets
Cite this: “Saginaw Valley State University: cost, admissions and outcomes,” EducationGuide.com, https://educationguide.com/colleges/saginaw-valley-state-university (College Scorecard and IPEDS data).