University of the Cumberlands tuition, cost & net price

The sticker price at University of the Cumberlands is $25,567 a year. After grants and scholarships, students receiving federal aid pay $14,107 on average, and what your family pays depends mostly on income. Choose yours below.

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What your family pays
$14,107 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $25,567. College Scorecard.

Net price by family income

Average after grants and scholarships for students receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusAll students
Tuition & fees$9,875
Housing & meals$9,300
Books & supplies$0
Personal & travel$6,968
Living-at-home adjustment−$576
Total cost of attendance$25,567

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two.

Debt after graduation

Median federal loan debt$8,592
Loan default rate5.3%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out19%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants53%Federal grants for lower-income students
Grants for the average aided student$11,460Sticker price minus average net price

College Scorecard

University of the Cumberlands net price compared with other Kentucky colleges

University of the Cumberlands has the 11th-lowest average net price of 28 Kentucky colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
7Clear Creek Baptist Bible College$10,94938%$41,623
8Western Kentucky University$10,99056%$43,889
9Eastern Kentucky University$11,04050%$45,795
10Georgetown College$14,09549%$52,074
11University of the Cumberlands$14,10750%$45,036
12Lindsey Wilson College$15,07044%$41,129
13Kentucky Wesleyan College$17,13147%$46,747
14University of Louisville$17,98861%$53,899
15Simmons College of Kentucky$18,43414%—

College Scorecard, latest year. Average for all aided students; your price depends on income. All Kentucky colleges →

Why University of the Cumberlands costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
University of the Cumberlands99%$14,10750%$45,036This school
Spalding University99%$25,49152%$49,438
Georgetown College91%$14,09549%$52,074
Midway University95%$29,57941%$44,246
Thomas More University90%$21,83541%$59,384

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

University of the Cumberlands would cost you $11,384 less per year than Spalding University, on average.

  • Lower sticker price at University of the Cumberlands, mostly from lower tuition & fees (−$19,325).
  • Spalding University gives aided families $8,579 more in grants, on average.
Per year, Kentucky residentUniversity of the CumberlandsSpalding UniversityDifference
Tuition & fees$9,875$29,200−$19,325
Books & supplies$0$1,100−$1,100
Housing & meals$9,300$8,480+$820
Personal & travel$6,968$7,914−$946
Living-at-home adjustment−$576−$1,164+$588
Sticker price$25,567$45,530−$19,963
Average grants−$11,460−$20,039+$8,579
You pay$14,107$25,491−$11,384

“+” means University of the Cumberlands costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

University of the Cumberlands cost questions

How much is tuition at University of the Cumberlands?

Tuition and fees are $9,875 a year.

What is the total cost of attending University of the Cumberlands?

The total cost of attendance, including housing, meals, books and personal costs, is $25,567 a year.

What do families actually pay at University of the Cumberlands?

After grants and scholarships, students receiving federal aid pay $14,107 a year on average. Families earning $0–30k pay $10,736; $48–75k pay $12,572; $110k+ pay $18,846.

How much debt do University of the Cumberlands graduates have?

The median federal loan debt at graduation is $8,592, and 5.3% of borrowers defaulted within three years of entering repayment (2017 cohort).

Is University of the Cumberlands the right fit for your family?

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to University of the Cumberlands overview