Spalding University tuition, cost & net price

The sticker price at Spalding University is $45,530 a year. After grants and scholarships, students receiving federal aid pay $25,491 on average, and what your family pays depends mostly on income. Choose yours below.

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What your family pays
$25,491 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $45,530. College Scorecard.

Net price by family income

Average after grants and scholarships for students receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusAll students
Tuition & fees$29,200
Housing & meals$8,480
Books & supplies$1,100
Personal & travel$7,914
Living-at-home adjustment−$1,164
Total cost of attendance$45,530

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two.

Debt after graduation

Median federal loan debt$20,500
Loan default rate4.0%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out41%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants36%Federal grants for lower-income students
Grants for the average aided student$20,039Sticker price minus average net price

College Scorecard

Spalding University net price compared with other Kentucky colleges

Spalding University has the 27th-lowest average net price of 28 Kentucky colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
20Centre College$20,78181%$66,240
21Union Commonwealth University$21,31132%$42,002
22Asbury University$21,40165%$42,368
23Bellarmine University$21,49964%$62,069
24Thomas More University$21,83541%$59,384
25Transylvania University$21,91371%$54,705
26Kentucky Christian University$24,03837%$42,375
27Spalding University$25,49152%$49,438
28Midway University$29,57941%$44,246

College Scorecard, latest year. Average for all aided students; your price depends on income. All Kentucky colleges →

Why Spalding University costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
Spalding University99%$25,49152%$49,438This school
Georgetown College91%$14,09549%$52,074
Midway University95%$29,57941%$44,246
Thomas More University90%$21,83541%$59,384
Simmons College of Kentucky100%$18,43414%—

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

Spalding University would cost you $11,396 more per year than Georgetown College, on average.

  • Lower sticker price at Spalding University, mostly from lower tuition & fees (−$13,640).
  • Georgetown College gives aided families $22,752 more in grants, on average.
Per year, Kentucky residentSpalding UniversityGeorgetown CollegeDifference
Tuition & fees$29,200$42,840−$13,640
Books & supplies$1,100$1,250−$150
Housing & meals$8,480$11,385−$2,905
Personal & travel$7,914$2,456+$5,458
Living-at-home adjustment−$1,164−$1,045−$119
Sticker price$45,530$56,886−$11,356
Average grants−$20,039−$42,791+$22,752
You pay$25,491$14,095+$11,396

“+” means Spalding University costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

Spalding University cost questions

How much is tuition at Spalding University?

Tuition and fees are $29,200 a year.

What is the total cost of attending Spalding University?

The total cost of attendance, including housing, meals, books and personal costs, is $45,530 a year.

What do families actually pay at Spalding University?

After grants and scholarships, students receiving federal aid pay $25,491 a year on average. Families earning $0–30k pay $20,509; $48–75k pay $24,378; $110k+ pay $29,278.

How much debt do Spalding University graduates have?

The median federal loan debt at graduation is $20,500, and 4.0% of borrowers defaulted within three years of entering repayment (2017 cohort).

Is Spalding University the right fit for your family?

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to Spalding University overview