Salem State University tuition, cost & net price

The sticker price at Salem State University is $28,291 a year for Massachusetts residents. After grants and scholarships, students receiving federal aid pay $15,996 on average, and what your family pays depends mostly on income. Choose yours below.

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What your family pays
$15,996 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $28,291. College Scorecard.

Net price by family income

Average after grants and scholarships for Massachusetts residents receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusIn-stateOut-of-state
Tuition & fees$12,338$19,531
Housing & meals$16,378$16,378
Books & supplies$1,200$1,200
Personal & travel$1,784$1,784
Living-at-home adjustment−$3,409−$3,409
Total cost of attendance$28,291$35,484

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.

Debt after graduation

Median federal loan debt$19,500
Loan default rate5.9%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out34%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants35%Federal grants for lower-income students
Grants for the average aided student$12,295Sticker price minus average net price

College Scorecard

Need-based and merit aid at Salem State University

What Salem State University reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.

If you qualify for need-based aid

Share of need met, on average75%Of students awarded need-based aid; excludes parent and unsubsidized loans
Students with need who had all of it met11%71 of 618
Average need-based grant$11,184
Average aid package$16,403Grants, work-study and need-based loans

If you don't qualify for need-based aid

Average merit scholarship from the college$2,360Students with no financial need; excludes athletic awards and tuition benefits
Students without need who got one72%158 first-year students

Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.

Salem State University net price compared with other Massachusetts colleges

Salem State University has the 5th-lowest average net price of 67 Massachusetts colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
1Worcester State University$13,38161%$60,624
2Fitchburg State University$14,26255%$53,874
3Bay Path University$14,27144%$55,383
4Benjamin Franklin Cummings Institute of Technology$15,48846%$57,556
5Salem State University$15,99650%$56,662
6Massachusetts College of Liberal Arts$16,06856%$48,102
7Framingham State University$16,11448%$52,349
8Bridgewater State University$16,38353%$57,466
9Westfield State University$16,72154%$57,346

College Scorecard, latest year. Average for all aided students; your price depends on income. All Massachusetts colleges →

Why Salem State University costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
Salem State University96%$15,99650%$56,662This school
University of Massachusetts-Dartmouth91%$20,92752%$68,804
Worcester State University88%$13,38161%$60,624
Westfield State University81%$16,72154%$57,346
Fitchburg State University87%$14,26255%$53,874

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

Salem State University would cost you $4,931 less per year than University of Massachusetts-Dartmouth, on average.

  • Lower sticker price at Salem State University, mostly from lower tuition & fees (−$3,274).
  • University of Massachusetts-Dartmouth gives aided families $263 more in grants, on average.
Per year, Massachusetts residentSalem State UniversityUniversity of Massachusetts-DartmouthDifference
Tuition & fees$12,338$15,612−$3,274
Books & supplies$1,200$1,400−$200
Housing & meals$16,378$17,940−$1,562
Personal & travel$1,784$1,772+$12
Living-at-home adjustment−$3,409−$3,239−$170
Sticker price$28,291$33,485−$5,194
Average grants−$12,295−$12,558+$263
You pay$15,996$20,927−$4,931

“+” means Salem State University costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

Salem State University cost questions

How much is tuition at Salem State University?

Tuition and fees are $12,338 a year for Massachusetts residents and $19,531 for out-of-state students.

What is the total cost of attending Salem State University?

The total cost of attendance, including housing, meals, books and personal costs, is $28,291 a year for Massachusetts residents living on campus and about $35,484 for out-of-state students.

What do families actually pay at Salem State University?

After grants and scholarships, students receiving federal aid pay $15,996 a year on average. Families earning $0–30k pay $10,516; $48–75k pay $13,821; $110k+ pay $23,223. These figures are for Massachusetts residents.

Does Salem State University give merit scholarships?

For fall 2025, 158 full-time first-year students with no financial need received merit scholarships or grants from Salem State University, averaging $2,360 (Common Data Set 2025-26, excluding athletic awards). Students with need had 75% of it met on average.

How much debt do Salem State University graduates have?

The median federal loan debt at graduation is $19,500, and 5.9% of borrowers defaulted within three years of entering repayment (2017 cohort).

Is Salem State University the right fit for your family?

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to Salem State University overview