University of North Carolina at Pembroke tuition, cost & net price

The sticker price at University of North Carolina at Pembroke is $17,261 a year for North Carolina residents. After grants and scholarships, students receiving federal aid pay $10,260 on average, and what your family pays depends mostly on income. Choose yours below.

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What your family pays
$10,260 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $17,261. College Scorecard.

Net price by family income

Average after grants and scholarships for North Carolina residents receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusIn-stateOut-of-state
Tuition & fees$3,648$7,648
Housing & meals$11,016$11,016
Books & supplies$1,000$1,000
Personal & travel$3,078$3,078
Living-at-home adjustment−$1,481−$1,481
Total cost of attendance$17,261$21,261

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.

Debt after graduation

Median federal loan debt$15,500
Loan default rate10.2%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out36%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants50%Federal grants for lower-income students
Grants for the average aided student$7,001Sticker price minus average net price

College Scorecard

Need-based and merit aid at UNCP

What UNCP reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.

If you qualify for need-based aid

Share of need met, on average55%Of students awarded need-based aid; excludes parent and unsubsidized loans
Students with need who had all of it met6%34 of 544
Average need-based grant$8,424
Average aid package$10,348Grants, work-study and need-based loans

If you don't qualify for need-based aid

Average merit scholarship from the college$1,101Students with no financial need; excludes athletic awards and tuition benefits
Students without need who got one27%57 first-year students

Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.

UNCP net price compared with other North Carolina colleges

UNCP has the 3rd-lowest average net price of 56 North Carolina colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
1Elizabeth City State University$6,36444%$40,026
2Fayetteville State University$7,89238%$40,144
3University of North Carolina at Pembroke$10,26044%$43,407
4North Carolina A & T State University$10,84657%$44,440
5University of North Carolina at Greensboro$10,96556%$48,160
6University of North Carolina at Chapel Hill$11,65591%$72,200
7University of North Carolina Asheville$12,25054%$44,030
8Southeastern Baptist Theological Seminary$13,09058%—
9Western Carolina University$13,31560%$49,458

College Scorecard, latest year. Average for all aided students; your price depends on income. All North Carolina colleges →

Why UNCP costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
University of North Carolina at Pembroke93%$10,26044%$43,407This school
North Carolina Central University87%$15,35942%$42,968
Fayetteville State University82%$7,89238%$40,144
University of North Carolina Asheville92%$12,25054%$44,030
Winston-Salem State University78%$13,47947%$45,344

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

University of North Carolina at Pembroke would cost you $5,099 less per year than North Carolina Central University, on average.

  • Lower sticker price at University of North Carolina at Pembroke, mostly from lower housing & meal costs (−$3,744).
  • North Carolina Central University gives aided families $4,196 more in grants, on average.
Per year, North Carolina residentUNCPNorth Carolina Central UniversityDifference
Tuition & fees$3,648$6,699−$3,051
Books & supplies$1,000$1,500−$500
Housing & meals$11,016$14,760−$3,744
Personal & travel$3,078$3,986−$908
Living-at-home adjustment−$1,481−$389−$1,092
Sticker price$17,261$26,556−$9,295
Average grants−$7,001−$11,197+$4,196
You pay$10,260$15,359−$5,099

“+” means UNCP costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

UNCP cost questions

How much is tuition at UNCP?

Tuition and fees are $3,648 a year for North Carolina residents and $7,648 for out-of-state students.

What is the total cost of attending UNCP?

The total cost of attendance, including housing, meals, books and personal costs, is $17,261 a year for North Carolina residents living on campus and about $21,261 for out-of-state students.

What do families actually pay at UNCP?

After grants and scholarships, students receiving federal aid pay $10,260 a year on average. Families earning $0–30k pay $7,919; $48–75k pay $10,932; $110k+ pay $15,999. These figures are for North Carolina residents.

Does UNCP give merit scholarships?

For fall 2025, 57 full-time first-year students with no financial need received merit scholarships or grants from University of North Carolina at Pembroke, averaging $1,101 (Common Data Set 2025-26, excluding athletic awards). Students with need had 55% of it met on average.

How much debt do UNCP graduates have?

The median federal loan debt at graduation is $15,500, and 10.2% of borrowers defaulted within three years of entering repayment (2017 cohort).

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to University of North Carolina at Pembroke overview