U.S. median for this major: $78,569.
College Scorecard field of study; 17 graduates with earnings reported. A small group, so treat this figure with caution
Median for graduates who received federal aid.
College Scorecard field of study
About 24% of median earnings 4 years out. U.S. median $23,490.
College Scorecard field of study (federal loans)
Average after grants for all families receiving federal aid. Pick your income above.
Sticker price $30,786. College Scorecard.
University of Massachusetts-Lowell Physics: pay against the field, and payback
Same major, other colleges
Median earnings 4 years after graduating; state and U.S. figures are the median of each covered college's graduates in this major. College Scorecard; calculated by EducationGuide.
Cost to finish and years to pay back, by income
Uses University of Massachusetts-Lowell's school-wide net price (no college reports it by major) and this major's graduate earnings.
| Family income | Net price / yr | Cost to finish | Years to pay back |
|---|---|---|---|
| $0–30k | $9,943 | $43,451 | under 1 year |
| $30–48k | $10,199 | $44,570 | under 1 year |
| $48–75k | $12,141 | $53,056 | 1.0 years |
| $75–110k | $16,460 | $71,930 | 1.4 years |
| $110k+ | $26,139 | $114,227 | 2.2 years |
Cost to finish = yearly price × 4.4 years, the average time graduates took (48% finished in 4 years; students who entered fall 2017, IPEDS). Years to pay back = cost to finish ÷ the earnings gain: median earnings of Physics graduates 4 years after graduating ($91,438) minus $39,880 for high school graduates ages 25-34 in MA (Census ACS 2020-2024), a gain of $51,558 a year. Before taxes, loan interest and earnings given up while in school. Method
College Scorecard; IPEDS Graduation Rates; U.S. Census Bureau ACS. Calculated by EducationGuide.
Physics at Massachusetts colleges
Every Massachusetts college we cover that reports Physics graduate earnings, highest first. Net price is the school-wide average after grants.
| Rank | College | Earnings, 4 yrs | Median debt | Avg. net price | Graduation |
|---|---|---|---|---|---|
| 1 | Massachusetts Institute of Technology | $131,025 | $18,500 | $20,111 | 96% |
| 2 | College of the Holy Cross | $99,165 | — | $38,782 | 87% |
| 3 | University of Massachusetts-Lowell | $91,438 | $22,177 | $17,163 | 65% |
| 4 | University of Massachusetts-Amherst | $72,596 | $27,000 | $22,383 | 83% |
26 more Massachusetts colleges offer Physics but have too few graduates to report earnings.
Careers for Physics graduates
Secondary School Teachers, Except Special and Career/Technical Education
Median annual wage, all workers. U.S. jobs -0.2% by 2035. Typical entry: bachelor's degree.
Natural Sciences Managers
Median annual wage, all workers. U.S. jobs +8.2% by 2035. Typical entry: bachelor's degree.
BLS Occupational Employment and Wage Statistics, May 2025; Employment Projections 2025-35. Careers from the federal major-to-occupation crosswalk.
What families pay at University of Massachusetts-Lowell, by income
School-wide average after grants for students receiving federal aid. Tap your band.
College Scorecard
About University of Massachusetts-Lowell
- Acceptance rate: 83% · admissions
- Graduation rate: 65% within 6 years
- Median earnings, all majors, 10 years after starting: $64,874
- Full cost breakdown · all 48 majors · overview
Related majors at University of Massachusetts-Lowell
- Chemistry$74,568
- Atmospheric Sciences and Meteorology—
- Physical Sciences, Other—
University of Massachusetts-Lowell Physics questions
How much do University of Massachusetts-Lowell Physics graduates earn?
Physics graduates of University of Massachusetts-Lowell earn a median $91,438 four years after graduating and $48,324 one year after. The U.S. median for Physics graduates across 107 colleges is $78,569.
How much debt do University of Massachusetts-Lowell Physics graduates have?
The median federal loan debt for Physics graduates of University of Massachusetts-Lowell is $22,177, about 24% of their median earnings four years out. Nationally the median is $23,490.
Is University of Massachusetts-Lowell a good school for Physics in Massachusetts?
On pay, Physics graduates of University of Massachusetts-Lowell earn $91,438 four years out, $3,864 below the median for the same major across 4 Massachusetts colleges ($95,302) and $12,869 above the U.S. median ($78,569). Medians of each college's graduates; EducationGuide calculation from College Scorecard.
Where does University of Massachusetts-Lowell rank for Physics in Massachusetts?
Of 4 Massachusetts colleges reporting Physics graduate earnings, University of Massachusetts-Lowell ranks 3rd. The highest is Massachusetts Institute of Technology at $131,025.
What jobs do Physics graduates get?
A common career is secondary school teachers, except special and career/technical education, with a median wage of $98,850 in the Boston-Cambridge-Newton, MA-NH area and $72,040 nationally. Others include natural sciences managers.
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Sources: U.S. Department of Education College Scorecard (field of study: median earnings and federal loan debt of graduates who received federal aid); BLS. How we score
Data: JSON · Markdown · all datasets
Cite this: “University of Massachusetts-Lowell Physics: earnings, debt and careers,” EducationGuide.com, https://educationguide.com/colleges/university-of-massachusetts-lowell/majors/physics (College Scorecard and BLS data).