Massachusetts Institute of Technology Physics: earnings, debt & careers

Physics graduates of Massachusetts Institute of Technology earn a median $131,025 four years after graduating ($54,773 after one year), with median federal loan debt of $18,500. That is $52,456 above the U.S. median for Physics graduates ($78,569 across 107 colleges), and ranks 1st of 4 Massachusetts colleges.

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Earnings, 4 years after graduating
$131,025

U.S. median for this major: $78,569.

College Scorecard field of study; 28 graduates with earnings reported. A small group, so treat this figure with caution

Earnings, 1 year after
$54,773

Median for graduates who received federal aid.

College Scorecard field of study

Median debt at graduation
$18,500

About 14% of median earnings 4 years out. U.S. median $23,490.

College Scorecard field of study (federal loans)

What your family pays
$20,111 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $82,730. College Scorecard.

Massachusetts Institute of Technology Physics: pay against the field, and payback

Same major, other colleges

Massachusetts Institute of Technology graduates$131,025
Massachusetts median (4 colleges)$95,302 (+$35,723)
U.S. median (107 colleges)$78,569 (+$52,456)

Median earnings 4 years after graduating; state and U.S. figures are the median of each covered college's graduates in this major. College Scorecard; calculated by EducationGuide.

Physics nationally: jobs, pay at ages 25-34, every state →

Cost to finish and years to pay back, by income

Uses Massachusetts Institute of Technology's school-wide net price (no college reports it by major) and this major's graduate earnings.

Family incomeNet price / yrCost to finishYears to pay back
$0–30k$0$0under 1 year
$30–48k$93$387under 1 year
$48–75k$1,480$6,157under 1 year
$75–110k$11,555$48,069under 1 year
$110k+$48,479$201,6732.2 years

Cost to finish = yearly price × 4.2 years, the average time graduates took (82% finished in 4 years; students who entered fall 2017, IPEDS). Years to pay back = cost to finish ÷ the earnings gain: median earnings of Physics graduates 4 years after graduating ($131,025) minus $39,880 for high school graduates ages 25-34 in MA (Census ACS 2020-2024), a gain of $91,145 a year. Before taxes, loan interest and earnings given up while in school. Method

College Scorecard; IPEDS Graduation Rates; U.S. Census Bureau ACS. Calculated by EducationGuide.

Physics at Massachusetts colleges

Every Massachusetts college we cover that reports Physics graduate earnings, highest first. Net price is the school-wide average after grants.

RankCollegeEarnings, 4 yrsMedian debtAvg. net priceGraduation
1Massachusetts Institute of Technology$131,025$18,500$20,11196%
2College of the Holy Cross$99,165—$38,78287%
3University of Massachusetts-Lowell$91,438$22,177$17,16365%
4University of Massachusetts-Amherst$72,596$27,000$22,38383%

26 more Massachusetts colleges offer Physics but have too few graduates to report earnings.

Careers for Physics graduates

Secondary School Teachers, Except Special and Career/Technical Education

Boston area$98,850
Massachusetts$95,260
U.S.$72,040

Median annual wage, all workers. U.S. jobs -0.2% by 2035. Typical entry: bachelor's degree.

Natural Sciences Managers

Boston area$291,000
Massachusetts$267,290
U.S.$167,220

Median annual wage, all workers. U.S. jobs +8.2% by 2035. Typical entry: bachelor's degree.

BLS Occupational Employment and Wage Statistics, May 2025; Employment Projections 2025-35. Careers from the federal major-to-occupation crosswalk.

What families pay at Massachusetts Institute of Technology, by income

School-wide average after grants for students receiving federal aid. Tap your band.

College Scorecard

About Massachusetts Institute of Technology

Related majors at Massachusetts Institute of Technology

  • Chemistry—
  • Geology / Earth Science—

Massachusetts Institute of Technology Physics questions

How much do Massachusetts Institute of Technology Physics graduates earn?

Physics graduates of Massachusetts Institute of Technology earn a median $131,025 four years after graduating and $54,773 one year after. The U.S. median for Physics graduates across 107 colleges is $78,569.

How much debt do Massachusetts Institute of Technology Physics graduates have?

The median federal loan debt for Physics graduates of Massachusetts Institute of Technology is $18,500, about 14% of their median earnings four years out. Nationally the median is $23,490.

Is Massachusetts Institute of Technology a good school for Physics in Massachusetts?

On pay, Physics graduates of Massachusetts Institute of Technology earn $131,025 four years out, $35,723 above the median for the same major across 4 Massachusetts colleges ($95,302) and $52,456 above the U.S. median ($78,569). Medians of each college's graduates; EducationGuide calculation from College Scorecard.

Where does Massachusetts Institute of Technology rank for Physics in Massachusetts?

Of 4 Massachusetts colleges reporting Physics graduate earnings, Massachusetts Institute of Technology ranks 1st, the highest.

What jobs do Physics graduates get?

A common career is secondary school teachers, except special and career/technical education, with a median wage of $98,850 in the Boston-Cambridge-Newton, MA-NH area and $72,040 nationally. Others include natural sciences managers.

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Sources: U.S. Department of Education College Scorecard (field of study: median earnings and federal loan debt of graduates who received federal aid); BLS. How we score
Data: JSON · Markdown · all datasets
Cite this: “Massachusetts Institute of Technology Physics: earnings, debt and careers,” EducationGuide.com, https://educationguide.com/colleges/massachusetts-institute-of-technology/majors/physics (College Scorecard and BLS data).