The University of Tennessee-Chattanooga Education (Elementary / Secondary): earnings, debt & careers

Education (Elementary / Secondary) graduates of The University of Tennessee-Chattanooga earn a median $46,029 four years after graduating ($39,481 after one year), with median federal loan debt of $22,517. That is $1,794 below the U.S. median for Education (Elementary / Secondary) graduates ($47,823 across 671 colleges), and ranks 7th of 19 Tennessee colleges.

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Earnings, 4 years after graduating
$46,029

U.S. median for this major: $47,823.

College Scorecard field of study; 197 graduates with earnings reported

Earnings, 1 year after
$39,481

Median for graduates who received federal aid.

College Scorecard field of study

Median debt at graduation
$22,517

About 49% of median earnings 4 years out. U.S. median $26,000.

College Scorecard field of study (federal loans)

What your family pays
$14,265 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $25,489. College Scorecard.

UTC Education (Elementary / Secondary): pay against the field, and payback

Same major, other colleges

UTC graduates$46,029
Tennessee median (19 colleges)$44,293 (+$1,736)
U.S. median (671 colleges)$47,823 (−$1,794)

Median earnings 4 years after graduating; state and U.S. figures are the median of each covered college's graduates in this major. College Scorecard; calculated by EducationGuide.

Education (Elementary / Secondary) nationally: jobs, pay at ages 25-34, every state →

Cost to finish and years to pay back, by income

Uses UTC's school-wide net price (no college reports it by major) and this major's graduate earnings.

Family incomeNet price / yrCost to finishYears to pay back
$0–30k$9,876$43,5533.8 years
$30–48k$10,919$48,1534.2 years
$48–75k$13,594$59,9505.2 years
$75–110k$17,374$76,6196.7 years
$110k+$19,137$84,3947.3 years

Cost to finish = yearly price × 4.4 years, the average time graduates took (35% finished in 4 years; students who entered fall 2017, IPEDS). Years to pay back = cost to finish ÷ the earnings gain: median earnings of Education (Elementary / Secondary) graduates 4 years after graduating ($46,029) minus $34,518 for high school graduates ages 25-34 in TN (Census ACS 2020-2024), a gain of $11,511 a year. Before taxes, loan interest and earnings given up while in school. Method

College Scorecard; IPEDS Graduation Rates; U.S. Census Bureau ACS. Calculated by EducationGuide.

Education (Elementary / Secondary) at Tennessee colleges

Every Tennessee college we cover that reports Education (Elementary / Secondary) graduate earnings, highest first. Net price is the school-wide average after grants.

RankCollegeEarnings, 4 yrsMedian debtAvg. net priceGraduation
1Vanderbilt University$55,188—$15,84694%
2Southern Adventist University$50,119$24,250$24,34549%
3Lee University$48,382$23,832$18,87863%
4Tennessee Wesleyan University$46,925—$14,83648%
5Austin Peay State University$46,900$25,000$9,73540%
6Middle Tennessee State University$46,252$22,500$13,35954%
7The University of Tennessee-Chattanooga$46,029$22,517$14,26550%
8Tennessee State University$45,886$29,000$15,79634%
9Lipscomb University$44,328$21,500$24,73972%
10University of Memphis$44,293$28,439$12,39751%
11King University$44,219$22,750$22,34748%
12Milligan University$44,167$27,000$21,36563%
13East Tennessee State University$43,687$15,000$15,98353%
14Tennessee Technological University$43,264$14,566$14,24658%
15Freed-Hardeman University$43,057$23,125$21,57471%
16The University of Tennessee-Martin$42,481$21,000$10,70153%
17Carson-Newman University$42,340$26,500$20,25153%
18Trevecca Nazarene University$42,332—$16,81353%
19Lincoln Memorial University$40,508—$20,40650%

11 more Tennessee colleges offer Education (Elementary / Secondary) but have too few graduates to report earnings.

Careers for Education (Elementary / Secondary) graduates

Elementary school teacher

Chattanooga area$59,830
Tennessee$59,980
U.S.$63,970

Median annual wage, all workers. U.S. jobs -0.4% by 2035. Typical entry: bachelor's degree.

Secondary School Teachers, Except Special and Career/Technical Education

Chattanooga area$65,100
Tennessee$61,860
U.S.$72,040

Median annual wage, all workers. U.S. jobs -0.2% by 2035. Typical entry: bachelor's degree.

Training and Development Specialists

Chattanooga area$64,740
Tennessee$62,280
U.S.$69,280

Median annual wage, all workers. U.S. jobs +10.8% by 2035. Typical entry: bachelor's degree.

BLS Occupational Employment and Wage Statistics, May 2025; Employment Projections 2025-35. Careers from the federal major-to-occupation crosswalk.

What families pay at UTC, by income

School-wide average after grants for students receiving federal aid. Tap your band.

College Scorecard

About UTC

Related majors at UTC

  • Education (Subject Teaching)—
  • Special Education—

UTC Education (Elementary / Secondary) questions

How much do UTC Education (Elementary / Secondary) graduates earn?

Education (Elementary / Secondary) graduates of The University of Tennessee-Chattanooga earn a median $46,029 four years after graduating and $39,481 one year after. The U.S. median for Education (Elementary / Secondary) graduates across 671 colleges is $47,823.

How much debt do UTC Education (Elementary / Secondary) graduates have?

The median federal loan debt for Education (Elementary / Secondary) graduates of The University of Tennessee-Chattanooga is $22,517, about 49% of their median earnings four years out. Nationally the median is $26,000.

Is UTC a good school for Education (Elementary / Secondary) in Tennessee?

On pay, Education (Elementary / Secondary) graduates of The University of Tennessee-Chattanooga earn $46,029 four years out, $1,736 above the median for the same major across 19 Tennessee colleges ($44,293) and $1,794 below the U.S. median ($47,823). Medians of each college's graduates; EducationGuide calculation from College Scorecard.

Where does UTC rank for Education (Elementary / Secondary) in Tennessee?

Of 19 Tennessee colleges reporting Education (Elementary / Secondary) graduate earnings, The University of Tennessee-Chattanooga ranks 7th. The highest is Vanderbilt University at $55,188.

What jobs do Education (Elementary / Secondary) graduates get?

A common career is elementary school teacher, with a median wage of $59,830 in the Chattanooga, TN-GA area and $63,970 nationally. Others include secondary school teachers, except special and career/technical education and training and development specialists.

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Sources: U.S. Department of Education College Scorecard (field of study: median earnings and federal loan debt of graduates who received federal aid); BLS. How we score
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Cite this: “The University of Tennessee-Chattanooga Education (Elementary / Secondary): earnings, debt and careers,” EducationGuide.com, https://educationguide.com/colleges/the-university-of-tennessee-chattanooga/majors/education-elementary-secondary (College Scorecard and BLS data).