State University of New York at Cortland tuition, cost & net price

The sticker price at State University of New York at Cortland is $28,108 a year for New York residents. After grants and scholarships, students receiving federal aid pay $22,345 on average, and what your family pays depends mostly on income. Choose yours below.

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What your family pays
$22,345 /yr

Average after grants for all families receiving federal aid. Pick your income above.

Sticker price $28,108. College Scorecard.

Net price by family income

Average after grants and scholarships for New York residents receiving federal aid. Tap your band.

College Scorecard, latest reported year

Sticker price, line by line

Per year, living on campusIn-stateOut-of-state
Tuition & fees$8,874$18,784
Housing & meals$15,210$15,210
Books & supplies$1,200$1,200
Personal & travel$3,050$3,050
Living-at-home adjustment−$226−$226
Total cost of attendance$28,108$38,018

Cost items: IPEDS 2023-24, on-campus budget. Total: College Scorecard, which averages students living on and off campus; the adjustment row reconciles the two. Out-of-state total = in-state total with out-of-state tuition.

Debt after graduation

Median federal loan debt$17,500
Loan default rate3.5%3-year rate, 2017 repayment cohort
Debt as a share of earnings 10 years out29%

College Scorecard; Urban Institute Education Data Portal

Who gets aid

Students with Pell Grants27%Federal grants for lower-income students
Grants for the average aided student$5,763Sticker price minus average net price

State aid: New York residents may qualify for the Tuition Assistance Program (TAP): up to $5,665 a year toward tuition at eligible New York colleges, for dependent students with New York net taxable family income up to $125,000. At SUNY and CUNY, the Excelsior Scholarship can cover remaining in-state tuition for eligible families (income limits apply). Not included in the prices above. New York State Higher Education Services Corporation (HESC)

College Scorecard

Need-based and merit aid at State University of New York at Cortland

What State University of New York at Cortland reported for full-time first-year students in fall 2025. Merit aid is the money net price averages miss for families who don't qualify for need-based aid.

If you qualify for need-based aid

Share of need met, on average58%Of students awarded need-based aid; excludes parent and unsubsidized loans
Students with need who had all of it met6%36 of 624
Average need-based grant$8,449
Average aid package$9,704Grants, work-study and need-based loans

If you don't qualify for need-based aid

Average merit scholarship from the college$4,387Students with no financial need; excludes athletic awards and tuition benefits
Students without need who got one35%171 first-year students

Items H2-H2A. Common Data Set 2025-26 (fall 2025 first-year students), published by the college.

State University of New York at Cortland net price compared with other New York colleges

State University of New York at Cortland has the 93rd-lowest average net price of 157 New York colleges we cover. Schools around it:

RankCollegeAvg. net priceGraduationEarnings, 10 yrs
89Columbia University in the City of New York$21,59096%$102,491
90Binghamton University$21,62082%$80,596
91University of Mount Saint Vincent$21,69657%$65,756
92Le Moyne College$22,27773%$62,731
93State University of New York at Cortland$22,34568%$60,236
94SUNY Maritime College$22,36764%$95,951
95Elmira College$22,38665%$57,550
96New York Institute of Technology$22,44359%$70,080
97Associated Beth Rivkah Schools$22,70977%$17,686

College Scorecard, latest year. Average for all aided students; your price depends on income. All New York colleges →

Why State University of New York at Cortland costs more or less than similar schools

SchoolAcceptanceYou'd payGraduationEarnings, 10 yrsPrice gap
State University of New York at Cortland60%$22,34568%$60,236This school
State University of New York at New Paltz62%$18,80972%$58,073
SUNY Oneonta70%$19,15869%$60,386
Fashion Institute of Technology60%$19,09581%$62,696
SUNY Brockport71%$16,35355%$54,496

College Scorecard, latest reported year. “You'd pay” follows your residency and income choices above.

Why the price is different

State University of New York at Cortland would cost you $3,536 more per year than State University of New York at New Paltz, on average.

  • Lower sticker price at State University of New York at Cortland, mostly from lower housing & meal costs (−$686).
  • State University of New York at New Paltz gives aided families $3,856 more in grants, on average.
Per year, New York residentState University of New York at CortlandState University of New York at New PaltzDifference
Tuition & fees$8,874$8,572+$302
Books & supplies$1,200$1,240−$40
Housing & meals$15,210$15,896−$686
Personal & travel$3,050$3,700−$650
Living-at-home adjustment−$226−$980+$754
Sticker price$28,108$28,428−$320
Average grants−$5,763−$9,619+$3,856
You pay$22,345$18,809+$3,536

“+” means State University of New York at Cortland costs more; “−” means it costs less. Grants are the sticker price minus the net price. Cost items: IPEDS, on-campus budget. Sticker and net price: College Scorecard, latest reported year; the adjustment reconciles the two. Net price is an average for first-time, full-time students receiving federal aid, not a quote.

State University of New York at Cortland cost questions

How much is tuition at State University of New York at Cortland?

Tuition and fees are $8,874 a year for New York residents and $18,784 for out-of-state students.

What is the total cost of attending State University of New York at Cortland?

The total cost of attendance, including housing, meals, books and personal costs, is $28,108 a year for New York residents living on campus and about $38,018 for out-of-state students.

What do families actually pay at State University of New York at Cortland?

After grants and scholarships, students receiving federal aid pay $22,345 a year on average. Families earning $0–30k pay $12,550; $48–75k pay $20,102; $110k+ pay $25,853. These figures are for New York residents.

Does State University of New York at Cortland give merit scholarships?

For fall 2025, 171 full-time first-year students with no financial need received merit scholarships or grants from State University of New York at Cortland, averaging $4,387 (Common Data Set 2025-26, excluding athletic awards). Students with need had 58% of it met on average.

How much debt do State University of New York at Cortland graduates have?

The median federal loan debt at graduation is $17,500, and 3.5% of borrowers defaulted within three years of entering repayment (2017 cohort).

Is State University of New York at Cortland the right fit for your family?

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Sources: U.S. Department of Education College Scorecard and IPEDS; Urban Institute Education Data Portal (ODC-By). Net price is an average for first-time, full-time students receiving federal aid, not a quote; confirm with the school's net price calculator. Back to State University of New York at Cortland overview