# University of Southern Maine: Finance (bachelor's)

Portland, ME. IPEDS 161554, CIP 52.08. Page: https://educationguide.com/colleges/university-of-southern-maine/majors/finance

## Graduate outcomes
- Median earnings 1 year after graduating: $47,393
- Median earnings 4 years after graduating: $73,068 (U.S. median for this major: $77,992 across 438 colleges)
- Median federal loan debt: $20,500 (U.S. median $23,250)
- Rank in ME: 2 of 2 colleges by 4-year earnings
- Versus the U.S. median: -$4,924

## Cost to finish and years to pay back (EducationGuide calculation)
School-wide net price x 5.25 years (average time graduates took). Earnings gain = $73,068 minus $36,661 for high school graduates ages 25-34 in ME (Census ACS 2020-2024).

| Family income | Net price / yr | Cost to finish | Years to pay back |
|---|---|---|---|
| 0-30k | $9,999 | $52,495 | 1.4 years |
| 30-48k | $10,847 | $56,947 | 1.6 years |
| 48-75k | $12,550 | $65,888 | 1.8 years |
| 75-110k | $16,750 | $87,938 | 2.4 years |
| 110k+ | $19,180 | $100,695 | 2.8 years |

Method: https://educationguide.com/how-we-score#value

## Finance at ME colleges
| College | Earnings 4 yrs | Median debt | Avg. net price | Graduation |
|---|---|---|---|---|
| University of Maine | $75,004 | $24,520 | $17,510 | 55% |
| University of Southern Maine | $73,068 | $20,500 | $13,596 | 40% |

## Careers
- Financial analyst (SOC 13-2051): median wage $93,240 Portland-South Portland, ME, $88,320 ME, $102,740 U.S.; U.S. jobs 7.2% by 2035
- General and Operations Managers (SOC 11-1021): median wage $105,390 Portland-South Portland, ME, $98,860 ME, $105,770 U.S.; U.S. jobs 5% by 2035
- Financial Managers (SOC 11-3031): median wage $138,590 Portland-South Portland, ME, $133,610 ME, $166,570 U.S.; U.S. jobs 9.7% by 2035

## Sources and years
- Earnings (4 yr): Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars; debt: NSLDS pooled AY2018-19, AY2019-20 cohort

Free to reuse with attribution: cite "EducationGuide.com" with a link to the page URL. Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0).
