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Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0).","url":"https://educationguide.com/colleges/university-of-north-texas/majors/psychology-clinical-counseling","ids":{"ipeds_unitid":227216,"cip4":"42.28","school_slug":"university-of-north-texas","major_slug":"psychology-clinical-counseling"},"school":{"name":"University of North Texas","city":"Denton","state":"TX","control":"Public","url":"https://educationguide.com/colleges/university-of-north-texas","data":"https://educationguide.com/data/colleges/university-of-north-texas.json"},"major":{"name":"Psychology (Clinical / Counseling)","area":"Social Sciences & Public Service","credential":"Bachelor's degree"},"outcomes":{"median_earnings_1yr":32553,"median_earnings_4yr":46468,"median_debt":19583,"debt_to_earnings_4yr":0.421,"year":{"earnings_1yr":"Treasury AY2018-19, AY2019-20 pooled earnings cohort measured in CY2020, CY2021, inflation adjusted to 2022 dollars","earnings_4yr":"Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars","debt":"NSLDS pooled AY2018-19, AY2019-20 cohort"},"source":"College Scorecard field of study (graduates who received federal aid)"},"national":{"colleges_reporting":59,"median_earnings_4yr":52771,"median_debt":26500},"compared_with_same_major":{"calculated_by":"EducationGuide","state":null,"us":{"colleges_reporting":59,"median_earnings_4yr":52771,"difference":-6303},"note":"State and U.S. medians are the median of each covered college's graduates in this major (4 years after graduating); a state median is published when at least 3 colleges in the state report earnings."},"value":{"calculated_by":"EducationGuide","time_to_finish":{"average_years_among_graduates":4.34,"finished_in_4_years":0.4303,"finished_within_6_years":0.5957,"cohort":4699,"entering_class":"Fall 2017","source":"IPEDS Graduation Rates (bachelor's-seeking cohort)"},"baseline":{"median_earnings_high_school_graduates":33516,"geography":"TX","ages":"25-34","years":"2020-2024","respondents":29337,"description":"high school graduates ages 25-34 in TX (Census ACS 2020-2024)","source":"U.S. Census Bureau ACS 5-year PUMS (microdata): ages 25-34, high school diploma or GED as highest level, not enrolled, earnings > 0; EducationGuide calculation"},"earnings_used":46468,"earnings_basis":"median earnings of this major's graduates 4 years after graduating (College Scorecard field of study); school-wide net price","by_family_income":{"0-30k":{"net_price_per_year":12311,"cost_to_finish":53430,"payback_years":4.1,"payback_status":"ok","payback_text":"4.1 years"},"30-48k":{"net_price_per_year":12668,"cost_to_finish":54979,"payback_years":4.2,"payback_status":"ok","payback_text":"4.2 years"},"48-75k":{"net_price_per_year":14473,"cost_to_finish":62813,"payback_years":4.8,"payback_status":"ok","payback_text":"4.8 years"},"75-110k":{"net_price_per_year":19576,"cost_to_finish":84960,"payback_years":6.6,"payback_status":"ok","payback_text":"6.6 years"},"110k+":{"net_price_per_year":22943,"cost_to_finish":99573,"payback_years":7.7,"payback_status":"ok","payback_text":"7.7 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. 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