{"@context":"https://schema.org","@type":"EducationalOccupationalProgram","data_version":"1.0","generated_from":"2026-10-11","license":"Free to reuse with attribution: cite \"EducationGuide.com\" with a link to the page URL. Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0).","url":"https://educationguide.com/colleges/university-of-north-texas/majors/insurance","ids":{"ipeds_unitid":227216,"cip4":"52.17","school_slug":"university-of-north-texas","major_slug":"insurance"},"school":{"name":"University of North Texas","city":"Denton","state":"TX","control":"Public","url":"https://educationguide.com/colleges/university-of-north-texas","data":"https://educationguide.com/data/colleges/university-of-north-texas.json"},"major":{"name":"Insurance","area":"Business & Finance","credential":"Bachelor's degree"},"outcomes":{"median_earnings_1yr":59022,"median_earnings_4yr":75438,"median_debt":21204,"debt_to_earnings_4yr":0.281,"year":{"earnings_1yr":"Treasury AY2018-19, AY2019-20 pooled earnings cohort measured in CY2020, CY2021, inflation adjusted to 2022 dollars","earnings_4yr":"Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars","debt":"NSLDS pooled AY2018-19, AY2019-20 cohort"},"source":"College Scorecard field of study (graduates who received federal aid)"},"national":{"colleges_reporting":21,"median_earnings_4yr":89343,"median_debt":22957},"compared_with_same_major":{"calculated_by":"EducationGuide","state":null,"us":{"colleges_reporting":21,"median_earnings_4yr":89343,"difference":-13905},"note":"State and U.S. medians are the median of each covered college's graduates in this major (4 years after graduating); a state median is published when at least 3 colleges in the state report earnings."},"value":{"calculated_by":"EducationGuide","time_to_finish":{"average_years_among_graduates":4.34,"finished_in_4_years":0.4303,"finished_within_6_years":0.5957,"cohort":4699,"entering_class":"Fall 2017","source":"IPEDS Graduation Rates (bachelor's-seeking cohort)"},"baseline":{"median_earnings_high_school_graduates":33516,"geography":"TX","ages":"25-34","years":"2020-2024","respondents":29337,"description":"high school graduates ages 25-34 in TX (Census ACS 2020-2024)","source":"U.S. Census Bureau ACS 5-year PUMS (microdata): ages 25-34, high school diploma or GED as highest level, not enrolled, earnings > 0; EducationGuide calculation"},"earnings_used":75438,"earnings_basis":"median earnings of this major's graduates 4 years after graduating (College Scorecard field of study); school-wide net price","by_family_income":{"0-30k":{"net_price_per_year":12311,"cost_to_finish":53430,"payback_years":1.3,"payback_status":"ok","payback_text":"1.3 years"},"30-48k":{"net_price_per_year":12668,"cost_to_finish":54979,"payback_years":1.3,"payback_status":"ok","payback_text":"1.3 years"},"48-75k":{"net_price_per_year":14473,"cost_to_finish":62813,"payback_years":1.5,"payback_status":"ok","payback_text":"1.5 years"},"75-110k":{"net_price_per_year":19576,"cost_to_finish":84960,"payback_years":2,"payback_status":"ok","payback_text":"2.0 years"},"110k+":{"net_price_per_year":22943,"cost_to_finish":99573,"payback_years":2.4,"payback_status":"ok","payback_text":"2.4 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. 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In-state net price for public colleges.","method_url":"https://educationguide.com/how-we-score#value"},"state_rank":{"rank":2,"of":2,"by":"median earnings 4 years after graduating"},"state_comparison":[{"ipeds_unitid":225432,"name":"University of Houston-Downtown","mostly_two_year":false,"median_earnings_4yr":98510,"median_debt":null,"net_price_average":10542,"graduation_rate_6yr":0.332,"url":"https://educationguide.com/colleges/university-of-houston-downtown"},{"ipeds_unitid":227216,"name":"University of North Texas","mostly_two_year":false,"median_earnings_4yr":75438,"median_debt":21204,"net_price_average":15649,"graduation_rate_6yr":0.607,"url":"https://educationguide.com/colleges/university-of-north-texas/majors/insurance"}],"careers":[{"soc":"13-2053","title":"Insurance underwriter","median_wage_metro":79590,"metro":"Dallas-Fort Worth-Arlington, TX","median_wage_state":78890,"median_wage_us":81370,"us_job_growth_2025_2035_pct":-3.8,"typical_entry_education":"Bachelor's degree","source":"BLS OEWS May 2025; BLS Employment Projections 2025-35"},{"soc":"13-1141","title":"Compensation, Benefits, and Job Analysis Specialists","median_wage_metro":74860,"metro":"Dallas-Fort Worth-Arlington, TX","median_wage_state":74800,"median_wage_us":78210,"us_job_growth_2025_2035_pct":6,"typical_entry_education":"Bachelor's degree","source":"BLS OEWS May 2025; BLS Employment Projections 2025-35"},{"soc":"11-3111","title":"Compensation and Benefits Managers","median_wage_metro":145930,"metro":"Dallas-Fort Worth-Arlington, TX","median_wage_state":136930,"median_wage_us":149230,"us_job_growth_2025_2035_pct":1.1,"typical_entry_education":"Bachelor's degree","source":"BLS OEWS May 2025; BLS Employment Projections 2025-35"}],"school_context":{"net_price_average":15649,"net_price_by_family_income":{"0-30k":12311,"30-48k":12668,"48-75k":14473,"75-110k":19576,"110k+":22943},"acceptance_rate":0.722,"graduation_rate_6yr":0.607,"year":{"net_price":"AcadYr 2023-24, reported in IPEDS DCY2024-25"}},"methodology":"https://educationguide.com/how-we-score"}