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Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0).","url":"https://educationguide.com/colleges/university-of-central-oklahoma/majors/finance","ids":{"ipeds_unitid":206941,"cip4":"52.08","school_slug":"university-of-central-oklahoma","major_slug":"finance"},"school":{"name":"University of Central Oklahoma","city":"Edmond","state":"OK","control":"Public","url":"https://educationguide.com/colleges/university-of-central-oklahoma","data":"https://educationguide.com/data/colleges/university-of-central-oklahoma.json"},"major":{"name":"Finance","area":"Business & Finance","credential":"Bachelor's degree"},"outcomes":{"median_earnings_1yr":50151,"median_earnings_4yr":58334,"median_debt":24793,"debt_to_earnings_4yr":0.425,"year":{"earnings_1yr":"Treasury AY2018-19, AY2019-20 pooled earnings cohort measured in CY2020, CY2021, inflation adjusted to 2022 dollars","earnings_4yr":"Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars","debt":"NSLDS pooled AY2018-19, AY2019-20 cohort"},"source":"College Scorecard field of study (graduates who received federal aid)"},"national":{"colleges_reporting":438,"median_earnings_4yr":77992,"median_debt":23250},"compared_with_same_major":{"calculated_by":"EducationGuide","state":{"geography":"OK","colleges_reporting":4,"median_earnings_4yr":89436,"difference":-31102},"us":{"colleges_reporting":438,"median_earnings_4yr":77992,"difference":-19658},"note":"State and U.S. medians are the median of each covered college's graduates in this major (4 years after graduating); a state median is published when at least 3 colleges in the state report earnings."},"value":{"calculated_by":"EducationGuide","time_to_finish":{"average_years_among_graduates":4.75,"finished_in_4_years":0.1517,"finished_within_6_years":0.3724,"cohort":1998,"entering_class":"Fall 2017","source":"IPEDS Graduation Rates (bachelor's-seeking cohort)"},"baseline":{"median_earnings_high_school_graduates":32429,"geography":"OK","ages":"25-34","years":"2020-2024","respondents":5482,"description":"high school graduates ages 25-34 in OK (Census ACS 2020-2024)","source":"U.S. Census Bureau ACS 5-year PUMS (microdata): ages 25-34, high school diploma or GED as highest level, not enrolled, earnings > 0; EducationGuide calculation"},"earnings_used":58334,"earnings_basis":"median earnings of this major's graduates 4 years after graduating (College Scorecard field of study); school-wide net price","by_family_income":{"0-30k":{"net_price_per_year":15275,"cost_to_finish":72556,"payback_years":2.8,"payback_status":"ok","payback_text":"2.8 years"},"30-48k":{"net_price_per_year":15828,"cost_to_finish":75183,"payback_years":2.9,"payback_status":"ok","payback_text":"2.9 years"},"48-75k":{"net_price_per_year":17776,"cost_to_finish":84436,"payback_years":3.3,"payback_status":"ok","payback_text":"3.3 years"},"75-110k":{"net_price_per_year":23249,"cost_to_finish":110433,"payback_years":4.3,"payback_status":"ok","payback_text":"4.3 years"},"110k+":{"net_price_per_year":24183,"cost_to_finish":114869,"payback_years":4.4,"payback_status":"ok","payback_text":"4.4 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. 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