{"@context":"https://schema.org","@type":"EducationalOccupationalProgram","data_version":"1.0","generated_from":"2026-10-11","license":"Free to reuse with attribution: cite \"EducationGuide.com\" with a link to the page URL. Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0).","url":"https://educationguide.com/colleges/saint-josephs-university-philadelphia/majors/specialized-sales-merchandising-and-marketing-operations","ids":{"ipeds_unitid":215770,"cip4":"52.19","school_slug":"saint-josephs-university-philadelphia","major_slug":"specialized-sales-merchandising-and-marketing-operations"},"school":{"name":"Saint Joseph's University - Philadelphia","city":"Philadelphia","state":"PA","control":"Private nonprofit","url":"https://educationguide.com/colleges/saint-josephs-university-philadelphia","data":"https://educationguide.com/data/colleges/saint-josephs-university-philadelphia.json"},"major":{"name":"Specialized Sales, Merchandising and Marketing Operations","area":"Business & Finance","credential":"Bachelor's degree"},"outcomes":{"median_earnings_1yr":56794,"median_earnings_4yr":80764,"median_debt":26500,"debt_to_earnings_4yr":0.328,"year":{"earnings_1yr":"Treasury AY2018-19, AY2019-20 pooled earnings cohort measured in CY2020, CY2021, inflation adjusted to 2022 dollars","earnings_4yr":"Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars","debt":"NSLDS pooled AY2018-19, AY2019-20 cohort"},"source":"College Scorecard field of study (graduates who received federal aid)"},"national":{"colleges_reporting":37,"median_earnings_4yr":56160,"median_debt":26345},"compared_with_same_major":{"calculated_by":"EducationGuide","state":{"geography":"PA","colleges_reporting":5,"median_earnings_4yr":57815,"difference":22949},"us":{"colleges_reporting":37,"median_earnings_4yr":56160,"difference":24604},"note":"State and U.S. medians are the median of each covered college's graduates in this major (4 years after graduating); a state median is published when at least 3 colleges in the state report earnings."},"value":{"calculated_by":"EducationGuide","time_to_finish":{"average_years_among_graduates":4.07,"finished_in_4_years":0.7465,"finished_within_6_years":0.7983,"cohort":1428,"entering_class":"Fall 2017","source":"IPEDS Graduation Rates (bachelor's-seeking cohort)"},"baseline":{"median_earnings_high_school_graduates":35797,"geography":"PA","ages":"25-34","years":"2020-2024","respondents":14977,"description":"high school graduates ages 25-34 in PA (Census ACS 2020-2024)","source":"U.S. Census Bureau ACS 5-year PUMS (microdata): ages 25-34, high school diploma or GED as highest level, not enrolled, earnings > 0; EducationGuide calculation"},"earnings_used":80764,"earnings_basis":"median earnings of this major's graduates 4 years after graduating (College Scorecard field of study); school-wide net price","by_family_income":{"0-30k":{"net_price_per_year":22570,"cost_to_finish":91860,"payback_years":2,"payback_status":"ok","payback_text":"2.0 years"},"30-48k":{"net_price_per_year":23022,"cost_to_finish":93700,"payback_years":2.1,"payback_status":"ok","payback_text":"2.1 years"},"48-75k":{"net_price_per_year":24297,"cost_to_finish":98889,"payback_years":2.2,"payback_status":"ok","payback_text":"2.2 years"},"75-110k":{"net_price_per_year":28772,"cost_to_finish":117102,"payback_years":2.6,"payback_status":"ok","payback_text":"2.6 years"},"110k+":{"net_price_per_year":33222,"cost_to_finish":135214,"payback_years":3,"payback_status":"ok","payback_text":"3.0 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. 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