{"@context":"https://schema.org","@type":"EducationalOccupationalProgram","data_version":"1.0","generated_from":"2026-10-12","license":"Free to reuse with attribution: cite \"EducationGuide.com\" with a link to the page URL. Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0).","url":"https://educationguide.com/colleges/blue-mountain-christian-university/majors/psychology","ids":{"ipeds_unitid":175430,"cip4":"42.01","school_slug":"blue-mountain-christian-university","major_slug":"psychology"},"school":{"name":"Blue Mountain Christian University","city":"Blue Mountain","state":"MS","control":"Private nonprofit","url":"https://educationguide.com/colleges/blue-mountain-christian-university","data":"https://educationguide.com/data/colleges/blue-mountain-christian-university.json"},"major":{"name":"Psychology","area":"Social Sciences & Public Service","credential":"Bachelor's degree"},"outcomes":{"median_earnings_1yr":26257,"median_earnings_4yr":33003,"median_debt":25250,"debt_to_earnings_4yr":0.765,"year":{"earnings_1yr":"Treasury AY2018-19, AY2019-20 pooled earnings cohort measured in CY2020, CY2021, inflation adjusted to 2022 dollars","earnings_4yr":"Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars","debt":"NSLDS pooled AY2018-19, AY2019-20 cohort"},"source":"College Scorecard field of study (graduates who received federal aid)"},"national":{"colleges_reporting":998,"median_earnings_4yr":49968,"median_debt":25490},"compared_with_same_major":{"calculated_by":"EducationGuide","state":{"geography":"MS","colleges_reporting":9,"median_earnings_4yr":38325,"difference":-5322},"us":{"colleges_reporting":998,"median_earnings_4yr":49968,"difference":-16965},"note":"State and U.S. medians are the median of each covered college's graduates in this major (4 years after graduating); a state median is published when at least 3 colleges in the state report earnings."},"value":{"calculated_by":"EducationGuide","time_to_finish":{"average_years_among_graduates":4.16,"finished_in_4_years":0.44,"finished_within_6_years":0.512,"cohort":125,"entering_class":"Fall 2017","source":"IPEDS Graduation Rates (bachelor's-seeking cohort)"},"baseline":{"median_earnings_high_school_graduates":30550,"geography":"MS","ages":"25-34","years":"2020-2024","respondents":2523,"description":"high school graduates ages 25-34 in MS (Census ACS 2020-2024)","source":"U.S. Census Bureau ACS 5-year PUMS (microdata): ages 25-34, high school diploma or GED as highest level, not enrolled, earnings > 0; EducationGuide calculation"},"earnings_used":33003,"earnings_basis":"median earnings of this major's graduates 4 years after graduating (College Scorecard field of study); school-wide net price","by_family_income":{"0-30k":{"net_price_per_year":23112,"cost_to_finish":96146,"payback_years":39.2,"payback_status":"over_cap","payback_text":"more than 20 years"},"30-48k":{"net_price_per_year":23791,"cost_to_finish":98971,"payback_years":40.3,"payback_status":"over_cap","payback_text":"more than 20 years"},"48-75k":{"net_price_per_year":24721,"cost_to_finish":102839,"payback_years":41.9,"payback_status":"over_cap","payback_text":"more than 20 years"},"75-110k":{"net_price_per_year":26722,"cost_to_finish":111164,"payback_years":45.3,"payback_status":"over_cap","payback_text":"more than 20 years"},"110k+":{"net_price_per_year":null,"cost_to_finish":null,"payback_years":null,"payback_status":"missing","payback_text":"not available"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. Before taxes, loan interest and earnings given up while in school. In-state net price for public colleges.","method_url":"https://educationguide.com/how-we-score#value"},"state_rank":{"rank":9,"of":9,"by":"median earnings 4 years after graduating"},"state_comparison":[{"ipeds_unitid":176017,"name":"University of Mississippi","mostly_two_year":false,"median_earnings_4yr":49974,"median_debt":24600,"net_price_average":13314,"graduation_rate_6yr":0.717,"url":"https://educationguide.com/colleges/university-of-mississippi/majors/psychology"},{"ipeds_unitid":175856,"name":"Jackson State University","mostly_two_year":false,"median_earnings_4yr":44881,"median_debt":31000,"net_price_average":23836,"graduation_rate_6yr":0.509,"url":"https://educationguide.com/colleges/jackson-state-university/majors/psychology"},{"ipeds_unitid":176080,"name":"Mississippi State University","mostly_two_year":false,"median_earnings_4yr":41986,"median_debt":25480,"net_price_average":17595,"graduation_rate_6yr":0.667,"url":"https://educationguide.com/colleges/mississippi-state-university/majors/psychology"},{"ipeds_unitid":176053,"name":"Mississippi College","mostly_two_year":false,"median_earnings_4yr":39933,"median_debt":26000,"net_price_average":27712,"graduation_rate_6yr":0.593,"url":"https://educationguide.com/colleges/mississippi-college/majors/psychology"},{"ipeds_unitid":176479,"name":"William Carey University","mostly_two_year":false,"median_earnings_4yr":38325,"median_debt":32693,"net_price_average":14258,"graduation_rate_6yr":0.598,"url":"https://educationguide.com/colleges/william-carey-university/majors/psychology"},{"ipeds_unitid":176372,"name":"University of Southern Mississippi","mostly_two_year":false,"median_earnings_4yr":37925,"median_debt":22685,"net_price_average":21708,"graduation_rate_6yr":0.491,"url":"https://educationguide.com/colleges/university-of-southern-mississippi/majors/psychology"},{"ipeds_unitid":175616,"name":"Delta State University","mostly_two_year":false,"median_earnings_4yr":37868,"median_debt":19625,"net_price_average":13540,"graduation_rate_6yr":0.481,"url":"https://educationguide.com/colleges/delta-state-university/majors/psychology"},{"ipeds_unitid":175342,"name":"Alcorn State University","mostly_two_year":false,"median_earnings_4yr":35015,"median_debt":27563,"net_price_average":13265,"graduation_rate_6yr":0.574,"url":"https://educationguide.com/colleges/alcorn-state-university/majors/psychology"},{"ipeds_unitid":175430,"name":"Blue Mountain Christian University","mostly_two_year":false,"median_earnings_4yr":33003,"median_debt":25250,"net_price_average":24016,"graduation_rate_6yr":0.548,"url":"https://educationguide.com/colleges/blue-mountain-christian-university/majors/psychology"}],"careers":[{"soc":"19-4061","title":"Social Science Research Assistants","median_wage_metro":null,"metro":null,"median_wage_state":null,"median_wage_us":61990,"us_job_growth_2025_2035_pct":5,"typical_entry_education":"Bachelor's degree","source":"BLS OEWS May 2025; BLS Employment Projections 2025-35"}],"school_context":{"net_price_average":24016,"net_price_by_family_income":{"0-30k":23112,"30-48k":23791,"48-75k":24721,"75-110k":26722,"110k+":null},"acceptance_rate":0.89,"graduation_rate_6yr":0.548,"year":{"net_price":"AcadYr 2023-24, reported in IPEDS DCY2024-25"}},"methodology":"https://educationguide.com/how-we-score"}