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calculation"},"earnings_used":81054,"earnings_basis":"median earnings of former students 10 years after starting college (College Scorecard)","by_family_income":{"0-30k":{"net_price_per_year":2038,"cost_to_finish":8458,"payback_years":0.2,"payback_status":"ok","payback_text":"under 1 year"},"30-48k":{"net_price_per_year":5373,"cost_to_finish":22298,"payback_years":0.5,"payback_status":"ok","payback_text":"under 1 year"},"48-75k":{"net_price_per_year":7982,"cost_to_finish":33125,"payback_years":0.7,"payback_status":"ok","payback_text":"under 1 year"},"75-110k":{"net_price_per_year":15152,"cost_to_finish":62881,"payback_years":1.4,"payback_status":"ok","payback_text":"1.4 years"},"110k+":{"net_price_per_year":28761,"cost_to_finish":119358,"payback_years":2.6,"payback_status":"ok","payback_text":"2.6 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. Before taxes, loan interest and earnings given up while in school. In-state net price for public colleges.","method_url":"https://educationguide.com/how-we-score#value"},"methodology":"https://educationguide.com/how-we-score"}