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years"},"75-110k":{"net_price_per_year":27596,"cost_to_finish":124182,"payback_years":6.4,"payback_status":"ok","payback_text":"6.4 years"},"110k+":{"net_price_per_year":29616,"cost_to_finish":133272,"payback_years":6.9,"payback_status":"ok","payback_text":"6.9 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. Before taxes, loan interest and earnings given up while in school. In-state net price for public colleges.","method_url":"https://educationguide.com/how-we-score#value"},"methodology":"https://educationguide.com/how-we-score"}