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cohort)"},"baseline":{"median_earnings_high_school_graduates":33411,"geography":"MI","ages":"25-34","years":"2020-2024","respondents":10552,"description":"high school graduates ages 25-34 in MI (Census ACS 2020-2024)","source":"U.S. Census Bureau ACS 5-year PUMS (microdata): ages 25-34, high school diploma or GED as highest level, not enrolled, earnings > 0; EducationGuide calculation"},"earnings_used":67253,"earnings_basis":"median earnings of former students 10 years after starting college (College Scorecard)","by_family_income":{"0-30k":{"net_price_per_year":7068,"cost_to_finish":29968,"payback_years":0.9,"payback_status":"ok","payback_text":"under 1 year"},"30-48k":{"net_price_per_year":10830,"cost_to_finish":45919,"payback_years":1.4,"payback_status":"ok","payback_text":"1.4 years"},"48-75k":{"net_price_per_year":16521,"cost_to_finish":70049,"payback_years":2.1,"payback_status":"ok","payback_text":"2.1 years"},"75-110k":{"net_price_per_year":22703,"cost_to_finish":96261,"payback_years":2.8,"payback_status":"ok","payback_text":"2.8 years"},"110k+":{"net_price_per_year":28546,"cost_to_finish":121035,"payback_years":3.6,"payback_status":"ok","payback_text":"3.6 years"}},"method":"cost_to_finish = max(0, net price per year) x average years graduates took; payback_years = cost_to_finish / (earnings_used - baseline), one decimal; status over_cap above 20 years, no_premium when earnings do not exceed the baseline. Before taxes, loan interest and earnings given up while in school. In-state net price for public colleges.","method_url":"https://educationguide.com/how-we-score#value"},"methodology":"https://educationguide.com/how-we-score"}