# Insurance Underwriters

SOC 13-2053. Page: https://educationguide.com/careers/insurance-underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

## Pay and outlook
- U.S. median wage $81,370 (middle half $64,620–$110,390; BLS May 2025)
- Ages 25-34: median $72,618; 78% hold a bachelor's or higher (Census ACS 2020-2024)
- Jobs 2025-35: -3.8%; ~6.8k openings a year; typical entry: Bachelor's degree

## Fields of degree of young workers (ages 25-34, bachelor's+)
- Finance: 12% (https://educationguide.com/degrees/finance, https://educationguide.com/degrees/insurance)
- Business Management And Administration: 8% (https://educationguide.com/degrees/business-administration)
- General Business: 7% (https://educationguide.com/degrees/business)
- Psychology: 7% (https://educationguide.com/degrees/psychology)
- Economics: 6% (https://educationguide.com/degrees/economics)
- Communications: 5% (https://educationguide.com/degrees/communications, https://educationguide.com/degrees/communication-journalism-and-related-programs-other)
- Marketing And Marketing Research: 5% (https://educationguide.com/degrees/marketing, https://educationguide.com/degrees/specialized-sales-merchandising-and-marketing-operations)
- Mathematics: 3% (https://educationguide.com/degrees/mathematics)
- Political Science And Government: 3% (https://educationguide.com/degrees/political-science)
- Physical Fitness Parks Recreation And Leisure: 3% (https://educationguide.com/degrees/kinesiology-exercise-science, https://educationguide.com/degrees/parks-recreation-and-leisure-studies)

## Median wage by state
- AK: $81,620
- AL: $62,220
- AR: $82,130
- AZ: $77,740
- CA: $95,320
- CO: $100,640
- CT: $100,690
- DC: $82,070
- FL: $78,720
- GA: $85,980
- HI: $73,260
- IA: $75,160
- ID: $62,530
- IL: $89,620
- IN: $77,440
- KS: $77,070
- KY: $79,830
- LA: $76,540
- MA: $106,640
- MD: $92,120
- ME: $95,510
- MI: $77,380
- MN: $80,700
- MO: $80,040
- MS: $59,250
- MT: $63,140
- NC: $77,120
- ND: $74,130
- NE: $75,120
- NH: $103,940
- NJ: $96,220
- NM: $64,000
- NV: $101,440
- NY: $97,450
- OH: $79,260
- OK: $66,770
- OR: $79,200
- PA: $78,950
- PR: $46,990
- RI: $84,720
- SC: $79,570
- SD: $83,130
- TN: $78,840
- TX: $78,890
- UT: $72,730
- VA: $81,870
- VT: $77,990
- WA: $99,400
- WI: $97,370
- WY: $62,290

Method: https://educationguide.com/how-we-score#careers

Free to reuse with attribution: cite "EducationGuide.com" with a link to the page URL. Most figures are U.S. government data (public domain); loan default rates and athletics come from the Urban Institute Education Data Portal (ODC-By 1.0, attribution required) and founding years from Wikidata (CC0). O*NET data: CC BY 4.0, O*NET 31.0 (USDOL/ETA).